Charlotte County property record for 1058 Navigator Rd, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,161 sqft · built 2019 |
| Lot Size | 0.477 acres (20,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jan 2020) |
| Tax Bill | $5,046 (2025) |
| Deeds & Mortgages | Jan 2020 Sale Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402309228002 |
| Primary APN | 402309228002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,161 sqft Living Area |
| Gross Area | 2,785 sqft |
| 1st Floor Area | 2,161 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,757 sqft (0.477 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Screened Porch |
| Porch Area | 183 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952623160405 |
|---|---|
| Street Address | 1058 NAVIGATOR RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF15 |
| Legal Description | PUNTA GORDA ISLES SEC23 BLK650 LT 4 809/1922 2379/591 2939/1134 L/E3627/46 4179/992 4516/1138 4532/1705 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 09 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 650 |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20101 |
1058 Navigator Rd is owned and occupied by an individual who bought it in January 2020.
Source: Charlotte County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1058 NAVIGATOR RD, PUNTA GORDA, FL 33983-6397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2020 | Warranty Deed, Transfer PALM TITLE ASSOCIATES INC |
| Dec 16, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage BAY EQUITY |
| Mar 22, 2017 | Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2020 · Amount on File |
| Deed Sale | Jan 28, 2020 · Amount on File |
| Prior Sale | Dec 16, 2019 · Amount on File |
| Deed Document Number | 20202781304 |
| Deed Book / Page | 4532 / 1705 |
| Prior Transfer Date | Jan 16, 2012 |
| Prior Transfer Doc | 0036270046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 28, 2020 |
| Property Address | 1058 NAVIGATOR RD, PUNTA GORDA, FL 33983-6397 |
| Document Number | 0045321705 |
| Book / Page | 004532 / 001705 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 2781304 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2020 |
| Title Company | PALM TITLE ASSOCIATES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27197 MONROE ST PUNTA GORDA FL 339832761, PUNTA GORDA, FL 33983-2761 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 16, 2019 |
| Property Address | 1058 NAVIGATOR RD, PUNTA GORDA, FL 33983-6397 |
| Document Number | 0045161138 |
| Book / Page | 004516 / 001138 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2769014 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,630.58 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1058 NAVIGATOR RD PUNTA GORDA FL 339836397, PUNTA GORDA, FL 33983-6397 |
| Document Number | 45161139 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 004516/001139 |
| Instrument | 2769015 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 22, 2017 |
| Property Address | 1058 NAVIGATOR RD, PUNTA GORDA, FL 33983-6397 |
| Document Number | 0041790992 |
| Book / Page | 004179 / 000992 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 2509230 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $84.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519 |
The 2025 property tax bill for 1058 Navigator Rd was $5,046 with a homeowner's exemption, down 8.2% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,046.00 (-8.22%) Homeowner's exemption | $311,907 Land $45,900 Building $266,007 | $311,907 Land $45,900 Building $266,007 |
| 2024 | $5,498.00 (-3.95%) | ||
| 2023 | $5,724.00 (+12.35%) Homeowner's exemption | $345,565 (+7.02%) | $378,545 (+17.24%) Land $58,500 Building $320,045 |
| 2022 | $5,095.00 | $322,893 Land $33,660 Building $289,233 | $322,893 Land $33,660 Building $289,233 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1058 Navigator Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 units insured incl. 8 condo units |
| Nearby Flood Claims | 10 (2004–2022) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1058 Navigator Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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