1058 Mugho Ct, Normal, IL 61761 Property Records

McLean County property record for 1058 Mugho Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,063 sqft · built 2007
Lot Size	0.214 acres (9,342 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jul 2022)
Tax Bill	$12,799 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-15-451-017`

Property Details

APN / Parcel Number

Primary APN	`14-15-451-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,063 sqft Living Area
1st Floor Area	2,063 sqft
Basement Area	2,063 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	9,342 sqft (0.214 acres)
Lot Dimensions	120 ft deep x 76 ft wide
Garage Area	527 sqft
Porch	Open Frame Porch
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1058 MUGHO CT
City	NORMAL
State	IL
Zip	61761-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	WINTERGREEN SUB 1ST ADD LOT 78
Legal Range	02E
Legal Township	24N
Legal Section	15
Legal Subdivision	WINTERGREEN SUB
Legal Lot Number	78
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1005
Census Tract	109

Owner

1058 Mugho Ct is owned and occupied by two individuals who bought it in July 2022.

Source: McLean County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1058 MUGHO CT, NORMAL, IL 61761-9551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Mar 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jul 15, 2022	Warranty Deed, Transfer MCLEAN COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Oct 23, 2006 · Amount on File
Deed Document Number	202212481
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Apr 7, 2026
Property Address	1058 MUGHO CT, NORMAL, IL 61761-9551
Document Number	202600004623
Instrument Date	Mar 17, 2026
Instrument	20264623
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 MUGHO CT, NORMAL, IL 61761-9551

Mortgage

Document Number	0000004623,
Date	Apr 7, 2026
Instrument	20264623

Lender

Name	COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	95 Months
Due	Mar 17, 2034

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Apr 23, 2026
Property Address	1058 MUGHO CT, NORMAL, IL 61761-9551
Document Number	0000005509
Instrument Date	Mar 17, 2026
Instrument	20265509
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 MUGHO CT, NORMAL, IL 61761-9551

Mortgage

Document Number	0000005509,
Date	Apr 23, 2026
Instrument	20265509

Lender

Name	COMMERCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 17, 2036

Interest

Rate	6.01%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1058 MUGHO CT, NORMAL, IL 61761-9551
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300003209
Date	Mar 14, 2023
Instrument	2023-00003209

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 15, 2022
Property Address	1058 MUGHO CT, NORMAL, IL 61761-9551
Document Number	202200012481
Map Reference	DOC 2004-38920
Instrument Date	Jun 3, 2022
Instrument	2022-00012481
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1058 MUGHO CT, NORMAL, IL 61761-9551

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,054 Land $26,536 Building $157,518	$552,162 Land $79,608 Building $472,554
2024	$12,799.00 (+6.82%)
2023	$11,982.00 (+2.28%)	$151,004 (+10.69%) Land $21,771 Building $129,233	$453,012 (+10.69%) Land $65,313 Building $387,699
2022	$11,715.00	$136,420 Land $19,668 Building $116,752	$409,260 Land $59,004 Building $350,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1058 Mugho Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1058 Mugho Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Mugho Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures