1058 McKinstry St, Napa, CA 94559 Property Records

Napa County property record for 1058 McKinstry St, Napa, CA 94559

Property Summary

Property TypeCommercial Condominium
Details2 bd · 2 ba · 1,090 sqft · built 2009
Lot Size0.03 acres (1,307 sqft)
OwnerCompany Name on File
Tax Bill$5,524 (2026)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone AE (high risk)
APN044-540-023-000

Property Details

APN / Parcel Number

Primary APN044-540-023-000
Alternative APN
  • 044-540-023

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,090 sqft Gross Area
1st Floor Area1,090 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area1,307 sqft (0.03 acres)

Location & Zoning

Old Parcel Number044-540-023
Street Address1058 MCKINSTRY ST, 1058
CityNAPA
StateCA
Zip94559
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Condominium
Local Zoning CodeCT
Legal SubdivisionTHE VERASA CONDOMINIUM
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group2
Census Block2001
Census Tract200503

Owner

1058 McKinstry St, a commercial property, is owned by a company.

Source: Napa County records, as of October 21, 2026

Owner of RecordCompany Name on File
Mailing Address530 BUSH ST, 801, SAN FRANCISCO, CA 94108-3636
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address1058 MCKINSTRY ST, NAPA, CA 94559
Transaction TypeMortgage
Record UpdatedAug 1, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMER TTL CO OF NAPA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005695
DateApr 11, 2023
Instrument2023-0005695
Lender
NameEAST WEST BANK
TypeBank
AddressEL MONTE, CA 91731
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1058 McKinstry St was $5,524, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,524.00 (+2.09%)$428,936 (+1.92%) Land $117,608 Building $311,328$428,936 Land $117,608 Building $311,328
2025$5,411.00$420,840 Land $115,302 Building $305,538
2023$5,211.00 (+0.81%)$405,122 Land $110,826 Building $294,296
2022$5,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1058 McKinstry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 62 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies222 units insured
incl. 160 condo units
Nearby Flood Claims341 (1982–2014)
Claims Outside the SFHA21 of 341
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 107 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 77 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1058 McKinstry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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