1058 Lorenzo Ct, Troy, MI 48085 Property Records

Oakland County property record for 1058 Lorenzo Ct, Troy, MI 48085

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,146 sqft · built 2005
Lot Size2.22 acres (96,823 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Sep 2022)
Tax Bill$5,719 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Apr 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-14-351-090

Property Details

APN / Parcel Number

Primary APN88-20-14-351-090

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,146 sqft Living Area
1st Floor Area1,034 sqft
Basement Area1,034 sqft
Finished Basement1,034 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area96,823 sqft (2.22 acres)
Garage Area435 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area27 sqft
Deck Area122 sqft
Patio Area122 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1058 LORENZO CT
CityTROY
StateMI
Zip48085-4982
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1C
Legal DescriptionT2N,R11E, SEC 14 OAKLAND COUNTY CONDOMINIUM PLAN NO 1494 FOUNTAIN PARK TROYUNIT 7, BLDG 3 L 27595 P387 1/13/03 FR 003
Legal Range11E
Legal Township2N
Legal Section14
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit7
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2001
Census Tract197100

Owner

1058 Lorenzo Ct, a condominium, is owned and occupied by two individuals who acquired it in July 2023.

Source: Oakland County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1058 LORENZO CT, TROY, MI 48085-4982
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Apr 8, 2024Intrafamily Transfer, Transfer
Sep 19, 2022Warranty Deed, Transfer · Conventional Mortgage
RELIANCE FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2022 · Amount on File
Deed SaleSep 19, 2022 · Amount on File
Prior SaleSep 12, 2007 · Amount on File
Deed Document Number2022446115
Deed Book / Page58123 / 687
Last Transfer DateJul 10, 2023
Transfer Doc0000038968
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1058 LORENZO CT, TROY, MI 48085-4982
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1058 LORENZO CT, TROY, MI 48085-4982

Mortgage

Document Number20250152321
DateDec 5, 2025
Book Page60756/472
Instrument20250152321
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueDec 1, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateApr 8, 2024
Property Address1058 LORENZO CT, TROY, MI 48085-4982
Document Number0000038968
Book / Page59275 / 8
Map ReferenceLB 27595 PG 387
Instrument DateJul 10, 2023
Instrument38968
Transaction TypeTransfer
Record UpdatedMay 1, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1068 LORENZO CT, TROY, MI 48085-4982

Transferred To (Grantee/Buyer)

NameVerified Name
Address1058 LORENZO CT, TROY, MI 48085-4982

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 19, 2022
Property Address1058 LORENZO CT, TROY, MI 48085-4982
Document Number0000446115
Book / Page58123 / 687
Map ReferenceLB 27595 PG 387-454
Instrument DateSep 14, 2022
Instrument446115
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,887.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1058 LORENZO CT, 1058, TROY, MI 48085-4982

Transferred To (Grantee/Buyer)

NameVerified Name
Address1058 LORENZO CT, TROY, MI 48085-4982

Mortgage

Document Number0058123277
DateSep 19, 2022
Instrument58123/277
Lender
NameRELIANCE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1058 Lorenzo Ct was $5,719 with a homeowner's exemption, up 2.4% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,719.00 (+2.4%)
2024$5,585.00
2023$346,060
2022$6,800.00$173,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1058 Lorenzo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1058 Lorenzo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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