1058 Eagle Crest Ln, Moneta, VA 24121 Property Records

Bedford County property record for 1058 Eagle Crest Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Jan 2020)
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`221 13 5`

Property Details

APN / Parcel Number

Primary APN	`221 13 5`
Alternative APNs	`90508681` `523793`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	1058 EAGLE CREST LN
City	MONETA
State	VA
Zip	24121-6462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET CAY SEC 1 NEW LT 5 PB 51/225
Legal Subdivision	SEC 1
Legal Lot Number	5
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1033
Census Tract	30504

Owner

Source: Bedford County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1058 EAGLE CREST LN, MONETA, VA 24121-6462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE
Jun 2, 2026	Deed of Trust, Mortgage · Construction Mortgage FREEDOM FIRST FCU
Jan 2, 2020	Warranty Deed, Transfer PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TITLE & STLMNT
Nov 25, 2019	Warranty Deed, Transfer PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TITLE & STLMNT
Sep 1, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	202042
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Jul 22, 2026
Property Address	1058 EAGLE CREST LN, MONETA, VA 24121-6462
Document Number	0000006796
Instrument Date	Jul 22, 2026
Instrument	20266796
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	ELITE GROUP TITLE, ELITE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006796,
Date	Jul 22, 2026
Instrument	20266796

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Jun 2, 2026
Property Address	1058 EAGLE CREST LN, MONETA, VA 24121-6462
Document Number	0000004952
Instrument Date	May 26, 2026
Instrument	20264952
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1058 EAGLE CREST LN, MONETA, VA 24121-6462

Mortgage

Document Number	0000004952,
Date	Jun 2, 2026
Instrument	20264952

Lender

Name	FREEDOM FIRST FCU

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 25, 2027

Interest

Rate	6.3%
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 2, 2020
Property Address	1058 EAGLE CREST LN, MONETA, VA 24121-6462
Document Number	0200000042
Instrument Date	Jan 2, 2020
Instrument	200000042
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TITLE & STLMNT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MIRACLE LN, CHAMBERSBURG, PA 17202-8710

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 25, 2019
Property Address	1058 EAGLE CREST LN, MONETA, VA 24121-6462
Document Number	0190011196
Instrument Date	Nov 22, 2019
Instrument	190011196
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TITLE & STLMNT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 STARBOARD LN, MONETA, VA 24121-2318
Investor	Possibly a Property Investor

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 1, 2017
Property Address	1058 EAGLE CREST LN, MONETA, VA 24121-6462
Document Number	0170008223
Instrument Date	Aug 3, 2017
Instrument	170008223
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 HENDRICKS STORE RD, MONETA, VA 24121-3351

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00	$364,300 (+1%) Land $50,000 Building $314,300
2023	$1,493.00 Additional exemption filed	$182,150	$364,300 Land $50,000 Building $314,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber · Cable in parts of the area	1,200 / 1,200
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20

May also be available: SML Wireless, Xfinity.

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