Schenectady County and Schenectady City property record for 1058 Baker Ave, Schenectady, NY 12309
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,220 sqft · built 1930 |
| Lot Size | 0.104 acres (4,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,000 (Sep 2019) |
| Tax Bill | $7,276 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.31-1-37 |
| Primary APN | 421500 50.31-1-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Total Area |
| 1st Floor Area | 1,110 sqft |
| 2nd Floor Area | 1,110 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,550 sqft (0.104 acres) |
| Lot Dimensions | 130 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 396 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1058 BAKER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5753 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20500 |
1058 Baker Ave, a duplex, is owned by an individual who bought it in September 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 1ST ST, 121, WATERVLIET, NY 12189-3961 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 24, 2019 | Warranty Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES |
| Jan 11, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2019 · Amount on File |
| Deed Sale | Sep 24, 2019 · Amount on File |
| Prior Sale | Apr 19, 2004 · Amount on File |
| Deed Document Number | 201942802 |
| Deed Book / Page | 2020 / 729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1058 BAKER AVE, SCHENECTADY, NY 12309-5753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | SERVICELINK LOAN MODIFICATIO |
| Name | Verified Name |
|---|---|
| Address | 1058 BAKER AVE, SCHENECTADY, NY 12309-5753 |
| Document Number | 0000039661 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 5244/832 |
| Instrument | 202239661 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 24, 2019 |
| Property Address | 1058 BAKER AVE, SCHENECTADY, NY 12309-5753 |
| Document Number | 0000042802 |
| Book / Page | 2020 / 729 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 201942802 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | AGT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $708.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 N LAKE AVE, 53, ALBANY, NY 12206-2514 |
| Name | Verified Name |
|---|---|
| Address | 92 LOWER NEWTOWN RD # B, B, WATERFORD, NY 12188-1220 |
| Document Number | 0000042803 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 201942803 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 11, 2019 |
| Property Address | 1058 BAKER AVE, SCHENECTADY, NY 12309-5753 |
| Document Number | 0000001595 |
| Book / Page | 002003 / 000581 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 1595 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 53 N LAKE AVE ALBANY NY 122062514, ALBANY, NY 12206-2514 |
The 2026 property tax bill for 1058 Baker Ave was $7,276, up 2.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,276.00 (+2.9%) | ||
| 2025 | $7,071.00 | $129,600 Land $20,800 Building $108,800 | $214,605 Land $34,443 Building $180,162 |
| 2023 | $129,600 (-) Land $20,800 Building $108,800 | $164,051 (+3.8%) Land $26,329 Building $137,722 | |
| 2022 | $129,600 Land $20,800 Building $108,800 | $158,049 Land $25,366 Building $132,683 | |
| 2021 | $6,657.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1058 Baker Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1058 Baker Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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