Winnebago County property record for 10579 Palace Ct, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,352 sqft · built 1984 |
| Lot Size | 0.618 acres (26,899 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,389 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-01-103-007 |
| Primary APN | 08-01-103-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Bi-Level |
| Exterior Material | Concrete |
| Roof Material | Asphalt |
| Lot Area | 26,899 sqft (0.618 acres) |
| Lot Dimensions | 214 ft deep x 117 ft wide |
| Garage Area | 595 sqft |
| Deck Area | 240 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 10579 PALACE CT |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-9317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 2 OF ROYAL COURT ESTATES BNG SUBPT W1/2 NW 1/4 SEC 1-45-2 & PT W 1/2SW 1/4 SEC 36-46-2 LOT 072 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 1 |
| Legal Subdivision | ROYAL COURT ESTATES |
| Legal Lot Number | 72 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3806 |
10579 Palace Ct is owner-occupied and held in a trust since March 2022.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10579 PALACE CT, ROSCOE, IL 61073-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2022 | Deed, Transfer |
| Mar 14, 2018 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2022 |
| Transfer Doc | 0000010984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 7, 2022 |
| Property Address | 10579 PALACE CT, ROSCOE, IL 61073-9317 |
| Document Number | 0000010984 |
| Map Reference | BK36 PG 126A |
| Instrument Date | Mar 30, 2022 |
| Instrument | 2210984 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10579 PALACE CT, ROSCOE, IL 61073-9317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10579 PALACE CT, ROSCOE, IL 61073-9317 |
| Document Number | 0001008353 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10579 PALACE CT ROSCOE IL 610739317, ROSCOE, IL 61073-9317 |
| Document Number | 0001008353 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 1008353 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 10579 Palace Ct was $5,389 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,389.00 | $80,298 Land $17,661 Building $62,637 | $240,894 Land $52,983 Building $187,911 |
| 2022 | Homeowner's exemption | $59,151 Land $13,010 Building $46,141 | $177,453 Land $39,030 Building $138,423 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10579 Palace Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10579 Palace Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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