10579 Deborah Dr, Parma (Cleveland), OH 44130 Property Records

Cuyahoga County property record for 10579 Deborah Dr, Parma, OH 44130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,322 sqft · built 1955
Lot Size	0.19 acres (8,280 sqft)
Owner	2 Individual Names on File
Last Sale	$217,500 (Jul 2021)
Tax Bill	$4,319 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`442-46-020`

Property Details

APN / Parcel Number

Primary APN	`442-46-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,322 sqft
Basement Area	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,280 sqft (0.19 acres)
Lot Dimensions	138 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	10579 DEBORAH DR
City	CLEVELAND
State	OH
Zip	44130-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-A
Legal Description	TUCK O/L 16 SHMILLER 0148 ALL
Legal Subdivision	SHMILLER
Legal Lot Number	148
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	2
Census Block	2009
Census Tract	177101

Owner

10579 Deborah Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Cuyahoga County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10579 DEBORAH DR, CLEVELAND, OH 44130-1369
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Nov 18, 1994 · Amount on File
Deed Document Number	2021245
Prior Transfer Date	May 29, 1985
Prior Transfer Doc	5313000040
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 14, 2026
Property Address	10579 DEBORAH DR, CLEVELAND, OH 44130-1369
Document Number	0000000117
Instrument Date	Jul 27, 2026
Instrument	2026117
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10579 DEBORAH DR, CLEVELAND, OH 44130-1369

Mortgage

Document Number	0000000117,
Date	Aug 14, 2026
Instrument	2026117

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	10579 DEBORAH DR, PARMA, OH 44130-1369
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000412
Date	Apr 25, 2022
Instrument	202204250412

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 26, 2021
Property Address	10579 DEBORAH DR, PARMA, OH 44130-1369
Document Number	0000000245
Map Reference	VOL 150 PG 2
Instrument Date	Jul 21, 2021
Instrument	202107260245
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10579 DEBORAH DR, PARMA, OH 44130-1369

Mortgage

Document Number	0000000246
Date	Jul 26, 2021
Instrument	202107260246

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	10579 DEBORAH DR, PARMA, OH 44130-1369
Document Number	0011100225
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10579 DEBORAH DR PARMA OH 441301369, PARMA, OH 44130-1369

Mortgage

Document Number	0011100225
Date	Nov 10, 2020
Instrument	11100225

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 9, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 10579 Deborah Dr was $4,319, up 3.6% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,319.00 (+3.57%) Homeowner's exemption	$76,125 (-0.01%) Land $12,145 Building $63,980	$217,500 (-) Land $34,700 Building $182,800
2024	$4,170.00 (+24.22%) Homeowner's exemption	$76,130 (+61.94%) Land $12,150 Building $63,980	$217,500 Land $34,700 Building $182,800
2023	$3,357.00 (+0.9%) Homeowner's exemption	$47,010 (-) Land $10,150 Building $36,860
2022	$3,327.00 Homeowner's exemption	$47,010 Land $10,150 Building $36,860
2021			$134,300 Land $29,000 Building $105,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10579 Deborah Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10579 Deborah Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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