Cabarrus County property record for 10578 Mount Olive Estates Dr, Mount Pleasant, NC 28124
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 576 sqft · built 2023 |
| Lot Size | 6.98 acres (304,310 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 5682 47 3701 |
| Primary APN | 5682 47 3701 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 576 sqft Living Area |
| Gross Area | 1,700 sqft |
| 1st Floor Area | 576 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 304,310 sqft (6.98 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Mixed |
| Garage Area | 384 sqft |
| Porch | Slab |
| Porch Area | 740 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1535530 |
|---|---|
| Street Address | 10578 MOUNT OLIVE ESTATES DR |
| City | MOUNT PLEASANT |
| State | NC |
| Zip | 28124-9625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | LT 4 PLAT FOR 10555 MT OLIVE ESTATES DR |
| Legal Subdivision | MT OLIVE ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 7, GOLD HILL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 41702 |
10578 Mount Olive Estates Dr, a rural home, is owned by two individuals.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 561, MOUNT PLEASANT, NC 28124-0561 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Dec 15, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 21, 2026 |
| Property Address | 10578 MOUNT OLIVE ESTATES DR, MOUNT PLEASANT, NC 28124-9625 |
| Document Number | 0000017234 |
| Book / Page | 18091 / 86 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202617234 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10578 MOUNT OLIVE ESTATES DR, MOUNT PLEASANT, NC 28124-9625 |
| Document Number | 0000017234, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 18091/86 |
| Instrument | 202617234 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 15, 2022 |
| Property Address | 10578 MOUNT OLIVE ESTATES DR, MT PLEASANT, NC 28124-9625 |
| Document Number | 0016313309 |
| Book / Page | 16313 / 309 |
| Map Reference | MB 94 PG 73 |
| Instrument Date | Dec 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 877 KANNAPOLIS PKWY, CONCORD, NC 28027-5315 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $528,410 Land $81,950 Building $446,460 | |
| 2024 | $528,410 (+723.97%) Land $81,950 Building $446,460 | |
| 2023 | $64,130 Land $64,130 | $64,130 Land $64,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10578 Mount Olive Estates Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10578 Mount Olive Estates Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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