10577 McKinstry Rd, Delevan, NY 14042 Property Records

Cattaraugus County and Yorkshire Town property record for 10577 McKinstry Rd, Delevan, NY 14042

Property Summary

Property Type	Rural Home
Lot Size	9.9 acres (431,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,465 (Feb 2015)
Tax Bill	$3,627 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit
APN	`048489 12.004-1-15.3`

Property Details

APN / Parcel Number

Primary APN	`048489 12.004-1-15.3`
Alternative APNs	`848901200400010150030000` `1682`

Exterior

Lot Area	431,244 sqft (9.9 acres)

Location & Zoning

Account Number	1682
Street Address	10577 MCKINSTRY RD
City	DELEVAN
State	NY
Zip	14042-9722
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR
Legal Description	27 06 05
Legal Block	1
Legal Lot Number	15.003
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	YORKSHIRE
Census Block Group	3
Census Block	3013
Census Tract	960200

Owner

Source: Cattaraugus County and Yorkshire Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10577 MCKINSTRY RD, DELEVAN, NY 14042-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2015 · Amount on Record
Deed Sale	Feb 24, 2015 · Amount on Record
Prior Sale	Feb 24, 2015 · Amount on Record
Deed Book / Page	23219 / 3001
Prior Transfer Date	Aug 7, 2014
Prior Transfer Doc	0232193001
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATTARAUGUS NY
Property Address	10577 MCKINSTRY RD, DELEVAN, NY 14042-9722
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023034
Date	Oct 13, 2022
Instrument	202223034

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cattaraugus County and Yorkshire Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
County Subdivision	Yorkshire Town
Unified School District	Yorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,627.00 (+56.07%) Homeowner's exemption
2025	$2,324.00 (-21.27%) Homeowner's exemption	$16,015 (-) Land $3,890 Building $12,125	$145,591 (-) Land $35,364 Building $110,227
2024	$2,952.00 (+65.38%)
2023	$1,785.00 Homeowner's exemption Senior Citizen's exemption	$16,015 (-) Land $3,890 Building $12,125	$145,591 (+9.09%) Land $35,364 Building $110,227
2022		$16,015 Land $3,890 Building $12,125	$133,459 Land $32,417 Building $101,042

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000