10575 Thomas Rd, Theodore, AL 36582 Property Records

Mobile County property record for 10575 Thomas Rd, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,822 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Dec 2020)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02430101200000501`

Property Details

APN / Parcel Number

Primary APN	`R02430101200000501`
Alternative APNs	`43 01 01 2 000 005.01X` `01295538` `1295538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,822 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Open Porch
Porch Area	12 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1295538
Old Parcel Number	R02430101200000501
Street Address	10575 THOMAS RD
City	THEODORE
State	AL
Zip	36582-8143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW COR OF SEC 1 T7S R2W RUN S ALG W/L OF SD SEC DIS OF 673.5 FT TO PT TH RUN E 40 FT TO PT ON E R/W OF THOMAS RD FOR
Legal Range	02W
Legal Township	07S
Legal Section	01
Legal Subdivision	INTERIM ZONE
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	2
Census Block	2009
Census Tract	7103

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	10575 THOMAS RD, THEODORE, AL 36582-8143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Dec 8, 2021	Intrafamily Transfer, Transfer
Dec 9, 2020	Administrator's Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Prior Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	0000074779
Last Transfer Date	Dec 8, 2021
Transfer Doc	0000080855
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	10575 THOMAS RD, THEODORE, AL 36582-8143
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10575 THOMAS RD, THEODORE, AL 36582-8143

Mortgage

Document Number	0000022518
Date	Mar 24, 2022
Instrument	2022022518

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jan 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOBILE AL
Recording Date	Dec 8, 2021
Property Address	10575 THOMAS RD, THEODORE, AL 36582-8143
Document Number	0000080855
Instrument Date	Nov 23, 2021
Instrument	2021080855
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5900 COUTON DR, MOBILE, AL 36693-3002

December 2020: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 9, 2020
Property Address	10575 THOMAS RD, THEODORE, AL 36582-8143
Document Number	0000074779
Instrument Date	Nov 13, 2020
Instrument	2020074779
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	SLT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 DAUPHIN ST STE 215, 169, MOBILE, AL 36602-3259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10575 THOMAS RD, THEODORE, AL 36582-8143

Mortgage

Document Number	0000074780
Date	Dec 9, 2020
Instrument	2020074780

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00	$11,980 (-) Land $1,300 Building $10,680	$119,800 (-) Land $13,000 Building $106,800
2024	$1,222.00 (+10.49%)	$11,980 (+11.03%) Land $1,300 Building $10,680	$119,800 (+11.03%) Land $13,000 Building $106,800
2023	$1,106.00	$10,790 Land $1,500 Building $9,290	$107,900 Land $15,000 Building $92,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	95 (1979–2023)
Claims Outside the SFHA	33 of 95
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 36 claims Hurricane Georges, Oct 1998 · 20 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 98.9% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Verizon.

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