10575 Old Mill Rd, Lusby, MD 20657 Property Records

Calvert County property record for 10575 Old Mill Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,452 sqft · built 1991
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Apr 1989)
Tax Bill	$6,641 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-131125`

Property Details

APN / Parcel Number

Primary APN	`01-131125`
Alternative APNs	`1131125` `131125`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,452 sqft Total Area
Basement Area	1,043 sqft
Finished Basement	1,043 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	1,872 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	170 sqft
Deck Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	131125
Street Address	10575 OLD MILL RD
City	LUSBY
State	MD
Zip	20657-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 13R SOLLARS SUB
Legal Subdivision	SOLLARS SUB
Legal Lot Number	13R
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1048
Census Tract	860902

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10575 OLD MILL RD, LUSBY, MD 20657-2829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit CEDAR POINT FCU
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage CEDAR POINT FCU
May 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 1989 · Amount on Record
Deed Sale	Apr 25, 1989 · Amount on Record
Deed Book / Page	472 / 751
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10575 OLD MILL RD, LUSBY, MD 20657-2829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052710118
Date	Oct 22, 2018
Book Page	5271/118

Lender

Name	CEDAR POINT FCU
Type	Credit Union
Address	LEXINGTON PARK, MD 20653

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10575 OLD MILL RD, LUSBY, MD 20657-2829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049740341
Date	Apr 12, 2017
Book Page	4974/341

Lender

Name	CEDAR POINT FCU
Type	Credit Union
Address	LEXINGTON PARK, MD 20653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	May 25, 2017
Property Address	10575 OLD MILL RD, LUSBY, MD 20657-2829
Document Number	0049990119
Book / Page	004999 / 000119
Instrument Date	Apr 11, 2017
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 W SECOND ST WINSTON SALEM NC 271014019, WINSTON SALEM, NC 27101-4019
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$635,700 (+23.82%) Land $136,000 Building $499,700	$635,700 (+23.82%) Land $136,000 Building $499,700
2025	$6,641.00 (+24.5%)
2023	$5,334.00	$513,400 Land $136,000 Building $377,400	$513,400 Land $136,000 Building $377,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 91% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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