10575 E Victory Ln, Athol, ID 83801 Property Records

Kootenai County property record for 10575 E Victory Ln, Athol, ID 83801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,376 sqft · built 1994
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$712,880 (Jul 2023)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53N03W137950`

Property Details

APN / Parcel Number

Primary APN	`53N03W137950`
Alternative APN	`153738`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2024
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Stable	400 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	153738
Street Address	10575 E VICTORY LN
City	ATHOL
State	ID
Zip	83801-8660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	NW-NW-SE 1353N03W
Legal Range	03W
Legal Township	53N
Legal Section	13
Legal Subdivision	NW-NW
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	1
Census Block	1003
Census Tract	202

Owner

Source: Kootenai County records · APN 53N03W137950

Assessment roll updated October 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10575 E VICTORY LN, ATHOL, ID 83801-8660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2025	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jul 17, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FREEDOM NORTHWEST CU
Feb 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage IDAHO HOUSING & FINANCE ASSN
May 24, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 26, 2020	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	20232942302
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	0002835379
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	10575 E VICTORY LN, ATHOL, ID 83801-8660
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3015499000
Date	Sep 08, 2025
Instrument	3015499000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 07, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 17, 2023
Property Address	10575 E VICTORY LN, ATHOL, ID 83801-8660
Document Number	2942302000
Instrument Date	Jul 11, 2023
Instrument	2942302000
Transaction Type	Transfer
Record Updated	Aug 03, 2023
Title Company	NOT AVAILABLE, TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10575 E VICTORY LN, ATHOL, ID 83801-8660

Mortgage

Document Number	2942303000
Date	Jul 17, 2023
Instrument	2942303000

Lender

Name	FREEDOM NORTHWEST CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 17, 2033

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	10575 E VICTORY LN, ATHOL, ID 83801-8660
Transaction Type	Mortgage
Record Updated	Mar 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10575 E VICTORY LN, ATHOL, ID 83801-8660

Mortgage

Document Number	2929687000
Date	Feb 27, 2023
Instrument	2929687000

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2033

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	May 24, 2021
Property Address	10575 E VICTORY LN, ATHOL, ID 83801-8660
Document Number	2835379000
Instrument Date	May 19, 2021
Instrument	2835379000
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10575 E VICTORY LN, ATHOL, ID 83801-8660

Mortgage

Document Number	2835380000
Date	May 24, 2021
Instrument	2835380000

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jun 26, 2020
Property Address	10575 E VICTORY LN, ATHOL, ID 83801-8660
Document Number	2760288000
Instrument Date	Jun 23, 2020
Instrument	2760288000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1057 E VICTORY LANE, ATHOL, ID 83801

Mortgage

Document Number	2760289000
Date	Jun 26, 2020
Instrument	2760289000

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated October 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 (-11.16%) Homeowner's exemption	$577,029 (-4.24%) Land $252,549 Building $324,480	$797,002 (+3.94%) Land $472,522 Building $324,480
2024	$1,703.00 (+1,407.08%)
2023	$113.00 (-94.5%) Homeowner's exemption	$602,566 (-3.98%) Land $276,386 Building $326,180	$766,790 (-3.16%) Land $440,610 Building $326,180
2022	$2,056.00 Homeowner's exemption	$627,530 Land $301,350 Building $326,180	$791,790 Land $465,610 Building $326,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 82% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Newmax Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Based on FCC filings for 8 locations within half a mile of this property.

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