10575 360th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 10575 360th St, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	2,824 sqft · built 1974
Lot Size	5.14 acres (223,898 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,308 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-004-0400`

Property Details

APN / Parcel Number

Primary APN	`14-004-0400`

Interior

Building Area	2,824 sqft Total Area
Basement Area	968 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	223,898 sqft (5.14 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	208 sqft

Location & Zoning

Street Address	10575 360TH ST
City	ONAMIA
State	MN
Zip	56359-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 560 FT OF E 630 FT OF N 400 FT OF NE OF NE OF NW, SEE 5/20/02 SKETCH 4 41 26 5.14
Legal Range	26
Legal Township	41
Legal Section	04
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1029
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10575 360TH ST, ONAMIA, MN 56359-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage COUNTY ABSTRACT, AITKIN COUNTY ABSTRACT
Dec 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WOODLANDS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Recording Date	Jul 15, 2026
Property Address	10575 360TH ST, ONAMIA, MN 56359-2515
Document Number	0000452032
Instrument Date	Jun 25, 2026
Instrument	2026452032
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	COUNTY ABSTRACT, AITKIN COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10575 360TH ST, ONAMIA, MN 56359-2515

Mortgage

Document Number	0000452032,
Date	Jul 15, 2026
Instrument	2026452032

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	421 Months
Due	Aug 1, 2061

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	10575 360TH ST, ONAMIA, MN 56359-2515
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A439104
Date	Dec 8, 2023
Instrument	A439104

Lender

Name	WOODLANDS NATIONAL BANK
Type	Bank
Address	ONAMIA, MN 56359

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Onamia Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,308.00 (+57.11%)	$478,900 (+4.7%) Land $84,400 Building $394,500	$478,900 (+4.7%) Land $84,400 Building $394,500
2025		$457,400 (-8.45%) Land $78,400 Building $379,000	$457,400 (-8.45%) Land $78,400 Building $379,000
2023	$2,742.00	$499,600 Land $69,300 Building $430,300	$499,600 Land $69,300 Building $430,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 83% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

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