10572 Otter Rd, Carleton, MI 48117 Property Records

Monroe County property record for 10572 Otter Rd, Carleton, MI 48117

Property Summary

Property TypeSingle Family Home
Lot Size8.83 acres (384,635 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Mar 2020)
Tax Bill$5,985 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Apr 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-028-010-30

Property Details

APN / Parcel Number

Primary APN01-028-010-30

Exterior

Lot Area384,635 sqft (8.83 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10572 OTTER RD
CityCARLETON
StateMI
Zip48117-9039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF THE S 1/2 OF THE NE 1/4 OF SEC 28, CONTAINING 8.8265 AMOL DES AS FOLLOWES: COM 221.00 FT S 89 DEG 50' 30" E FROM THE
Legal Range09E
Legal Township05S
Legal Section28
JurisdictionMONROE MI
Township / Civil DivisionASH
Census Block Group3
Census Block3025
Census Tract830300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10572 OTTER RD, CARLETON, MI 48117-9039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2020Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Apr 10, 2019Loan Modification, Mortgage
MONROE BK
Sep 16, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Prior SaleSep 16, 2019 · Amount on Record
Deed Document Number20204967
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateMar 12, 2020
Property Address10572 OTTER RD, CARLETON, MI 48117-9039
Document Number0000004967
Instrument DateMar 4, 2020
Instrument4967
Transaction TypeTransfer
Record UpdatedApr 24, 2020
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8105 PARSHALLVILLE RD FENTON MI 484309210, FENTON, MI 48430-9210

Mortgage

Document Number4531
DateMar 12, 2020
Instrument4531
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2050

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE MI
Property Address10572 OTTER RD, CARLETON, MI 48117-9039
Document Number0000006200
Instrument DateApr 10, 2019
Transaction TypeMortgage
Record UpdatedMay 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6970 LAKESHORE DR NEWPORT MI 481669785, NEWPORT, MI 48166-9785

Mortgage

Document Number0000006200
DateApr 16, 2019
Instrument6200
Lender
NameMONROE BK
TypeBank
AddressMONROE, MI 48161
Agreement
Term12 Months
DueApr 15, 2020

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateSep 16, 2019
Property Address10572 OTTER RD, CARLETON, MI 48117-9039
Document Number0000015684
Instrument DateAug 15, 2014
Instrument15684
Transaction TypeTransfer
Record UpdatedOct 11, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$645.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2479 DICKINSON ST TRENTON MI 481835801, TRENTON, MI 48183-5801

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionAsh Township
Unified School DistrictAirport Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,900 (+40.17%) Land $287,900$575,800 (+40.17%) Land $575,800
2025$5,985.00 (+17.24%) Homeowner's exemption
2023$5,105.00 Homeowner's exemption$205,400$410,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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