1057 Theodore Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1057 Theodore Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,734 sqft · built 1970
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Sep 2022)
Tax Bill	$7,391 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-4-2`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-4-2`
Alternative APN	`280005902000040020000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	582 sqft
Finished Basement	582 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	149 ft deep x 68 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1057 THEODORE RD
City	SCHENECTADY
State	NY
Zip	12303-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,TLSH PINEWOOD EST - 16 4.-302-7
Legal Block	4
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2007
Census Tract	32901

Owner

1057 Theodore Rd is owned and occupied by an individual who bought it in September 2022.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1057 THEODORE RD, SCHENECTADY, NY 12303-3374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Feb 16, 2006 · Amount on File
Deed Document Number	202248850
Deed Book / Page	2092 / 892
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 14, 2022
Property Address	1057 THEODORE RD, SCHENECTADY, NY 12303-3374
Document Number	0000048850
Instrument Date	Sep 9, 2022
Instrument	202248850
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, SPA CITY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1057 THEODORE RD, SCHENECTADY, NY 12303-3374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2502 TURNER AVE # 1, 1, SCHENECTADY, NY 12306-3224

Mortgage

Document Number	0000048851
Date	Sep 14, 2022
Instrument	202248851

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1057 Theodore Rd was $7,391, up 1.7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,391.00 (+1.71%)
2025	$7,267.00	$198,000 (-) Land $10,400 Building $187,600	$304,600 (+10.76%) Land $15,999 Building $288,601
2024		$198,000 (-) Land $10,400 Building $187,600	$275,000 (+5.57%) Land $14,444 Building $260,556
2023		$198,000 Land $10,400 Building $187,600	$260,500 Land $13,683 Building $246,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1057 Theodore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1057 Theodore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

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