Mobile County property record for 1057 Oak St, Mobile, AL 36604
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,185 sqft · built 1986 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $526 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022906400009056 |
| Primary APN | R022906400009056 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,185 sqft Living Area |
| 1st Floor Area | 1,185 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 115 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 150 sqft |
| Utility Building | 324 sqft |
| Heating System | Gravity Furnace |
|---|
| Account Number | 753447 |
|---|---|
| Street Address | 1057 OAK ST |
| City | MOBILE |
| State | AL |
| Zip | 36604-2634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMG AT THE NE COR OF LOT 1 DAUGHDRILL & KENNEDY S/D MBK 1/14 TH RUN N 165 FT(S) TH W 55 FT TO THE POB. TH RUN W 95 FT TH N 120 FT TH E 95 FT TH S 110 FT TO TH POB |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 40 |
| Legal Subdivision | DAUGHDRILL & KENNEDY S/D |
| Legal Lot Number | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Dauphin Way Historic District listed 1984 · 1,490 contributing resources · NRIS 84000686 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mobile County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1057 OAK ST, MOBILE, AL 36604-2634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ALABAMA CAPITAL |
| Jul 12, 2021 | Vendor's Lien, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Sep 25, 2026 |
| Property Address | 1057 OAK ST, MOBILE, AL 36604-2634 |
| Document Number | 0000058642 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202658642 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7936 PARK PLACE DR S, MOBILE, AL 36608-8376 |
| Document Number | 0000058642, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 202658642 |
| Name | ALABAMA CAPITAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 12, 2021 |
| Property Address | 1057 OAK ST, MOBILE, AL 36604-2634 |
| Document Number | 0000044968 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 2021044968 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12000 TURNMEYER DR SE APT 1204, 1204, HUNTSVILLE, AL 35803-3361 |
| Name | Verified Name |
|---|---|
| Address | 1653 PRINCESS HELEN RD W, MOBILE, AL 36618-3014 |
| Date | Jul 12, 2021 |
|---|
| Name | NOT AVAILABLE |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $526.00 (-48.53%) | $8,130 (-49%) Land $4,200 Building $3,930 | $81,300 (+2.01%) Land $42,000 Building $39,300 |
| 2024 | $1,022.00 (+16.53%) | $15,940 (+16.69%) Land $8,640 Building $7,300 | $79,700 (+16.69%) Land $43,200 Building $36,500 |
| 2023 | $877.00 | $13,660 Land $7,360 Building $6,300 | $68,300 Land $36,800 Building $31,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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