1057 Main St, Sturgis, SD 57785 Property Records

Meade County property record for 1057 Main St, Sturgis, SD 57785

Property Summary

Property TypeCommercial
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on Record
Last Sale$551,000 (Feb 2022)
Tax Bill$11,086 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2020 Sale
Flood ZoneZone X (moderate risk)
APN01.71.15.06

Property Details

APN / Parcel Number

Primary APN01.71.15.06

Exterior

Lot Area5,000 sqft (0.115 acres)

Location & Zoning

Street Address1057 MAIN ST
CitySTURGIS
StateSD
Zip57785-1522
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionORIGINAL TOWN LOT 6; E 15' LOT 7 BLK 15
Legal Range04
Legal Township20
Legal Section19
Legal SubdivisionORIGINAL TOWN
Legal Block15
Legal Lot Number6
JurisdictionMEADE SD
Township / Civil DivisionSTURGIS
Census Block Group3
Census Block3022
Census Tract20402

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 727, SHERIDAN, WY 82801-0727
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST FEDERAL BANK & TRUST
Aug 20, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2022 · Amount on Record
Deed SaleFeb 17, 2022 · Amount on Record
Deed Document Number20221089
Deed Book / Page952 / 1044
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address1057 MAIN ST, STURGIS, SD 57785-1522
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00947/1813
DateJun 11, 2021
Book Page947/1813
Instrument21004495
Lender
NameFIRST FEDERAL BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036
Interest
Rate TypeFixed Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateAug 20, 2020
Property Address1057 MAIN ST, STURGIS, SD 57785-1522
Document Number00916/1915
Book / Page916 / 1915
Instrument DateMay 5, 2014
Instrument20005620
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
Tax$310.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 218, STURGIS, SD 57785-0218

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySturgis City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$672,465 (-) Land $150,000 Building $522,465$672,465 (-) Land $150,000 Building $522,465
2025$11,086.00 (+3.82%) Additional exemption filed$672,465 (+3.84%) Land $150,000 Building $522,465$672,465 Land $150,000 Building $522,465
2024$10,678.00 (-4.85%) Additional exemption filed$647,586 (-) Land $150,000 Building $497,586
2023$647,586 Land $150,000 Building $497,586
2022$11,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEWOOD
serves 879 people · EPA ID SD4600368
Water SourceGroundwater
Last State InspectionAug 2024
Also Mapped HereSTURGIS
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Wisp West
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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