1057 Keyes Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1057 Keyes Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,650 sqft · built 1900
Lot Size0.119 acres (5,200 sqft)
Owner2 Individual Names on File
Tax Bill$8,305 (2026)
Deeds & MortgagesOct 2025 Mortgage
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 50.31-1-7

Property Details

APN / Parcel Number

Primary APN421500 50.31-1-7
Alternative APN
  • 150005003100010070000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,650 sqft Living Area
1st Floor Area1,000 sqft
2nd Floor Area650 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide
PorchSlab
Porch Area357 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1057 KEYES AVE
CitySCHENECTADY
StateNY
Zip12309-5707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal SubdivisionPETER MEANEY
Legal Block1
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2005
Census Tract20500

Owner

1057 Keyes Ave is owned and occupied by two individuals who acquired it in March 2025.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1057 KEYES AVE, SCHENECTADY, NY 12309-5707
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
May 2, 2018Warranty Deed, Transfer · Conventional Mortgage
TRUSTCO BANK
May 17, 2017Trustee's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2025
Deed SaleMar 17, 2025
Prior SaleMay 2, 2018 · Amount on File
Deed Document Number20256162
Deed Book / Page2145 / 704
Prior Transfer DateMay 4, 2017
Prior Transfer Doc0000021915
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1057 KEYES AVE, SCHENECTADY, NY 12309-5707
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1057 KEYES AVE, SCHENECTADY, NY 12309-5707

Mortgage

Document Number0000025346
DateOct 24, 2025
Instrument202525346
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 2, 2018
Property Address1057 KEYES AVE, SCHENECTADY, NY 12309-5707
Document Number0000018693
Book / Page1986 / 191
Instrument DateApr 30, 2018
Instrument201818693
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address334 MCCLELLAN ST, 334, SCHENECTADY, NY 12304-1132

Transferred To (Grantee/Buyer)

NameVerified Name
Address1057 KEYES AVE, SCHENECTADY, NY 12309-5707

Mortgage

Document Number0000018694
DateMay 2, 2018
Instrument201818694
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2048

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateMay 17, 2017
Property Address1057 KEYES AVE, SCHENECTADY, NY 12309-5707
Document Number0000021915
Book / Page001962 / 000668
Instrument DateMay 4, 2017
Instrument21915
Transaction TypeForeclosure
Record UpdatedMay 30, 2017

Transaction

AmountAmount on Record
Tax$117.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address334 MCCLELLAN ST SCHENECTADY NY 123041132, SCHENECTADY, NY 12304-1132

Tax Assessment & Valuation

The 2026 property tax bill for 1057 Keyes Ave was $8,305, up 1.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,305.00 (+1.66%)
2025$8,169.00$170,500 Land $21,800 Building $148,700$282,332 Land $36,099 Building $246,233
2023$170,500 (-) Land $21,800 Building $148,700$215,823 (+3.8%) Land $27,595 Building $188,228
2022$170,500 Land $21,800 Building $148,700$207,927 Land $26,585 Building $181,342
2021$7,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1057 Keyes Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1057 Keyes Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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