Charlottesville City property record for 1057 E Water St, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,245 sqft · built 2018 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,217,019 (Dec 2018) |
| Tax Bill | $15,719 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 570157006 |
| Primary APN | 570157006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 3,245 sqft Finished Area |
| 1st Floor Area | 999 sqft |
| 2nd Floor Area | 999 sqft |
| Basement Area | 999 sqft |
| Finished Basement | 300 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 2,178 sqft (0.05 acres) |
| Porch | Slab |
| Porch Area | 36 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1057 E WATER ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-5596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CX-3 |
| Legal Description | NEW LOT 6 PH II WATER STREET PROMENADE |
| Legal Subdivision | WATER STREET PROMENADE SUB PH |
| Legal Phase | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 302 |
1057 E Water St is owned and occupied by an individual who bought it in December 2018.
Source: Charlottesville City records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1057 E WATER ST, CHARLOTTESVILLE, VA 22902-5596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on File |
| Deed Sale | Dec 18, 2018 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1057 E Water St was $15,719.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,719.00 | $1,580,600 (-9.47%) Land $400,000 Building $1,180,600 | $1,580,600 (-9.47%) Land $400,000 Building $1,180,600 |
| 2025 | $1,746,000 Land $360,000 Building $1,386,000 | $1,746,000 Land $360,000 Building $1,386,000 | |
| 2023 | $14,263.00 (+4.82%) | $1,455,500 Land $325,000 Building $1,130,500 | $1,455,500 Land $325,000 Building $1,130,500 |
| 2022 | $13,607.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1057 E Water St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1057 E Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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