1057 Clayton Rd, Chipley, FL 32428 Property Records

Washington County property record for 1057 Clayton Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,801 sqft · built 2020
Lot Size	9.32 acres (406,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,600 (May 2019)
Tax Bill	$5,026 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000025260002`

Property Details

APN / Parcel Number

Primary APN	`000025260002`
Alternative APN	`25260004`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,801 sqft Heated Area
Gross Area	5,640 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	406,415 sqft (9.32 acres)
Garage Type	Finished
Pool Area	408 sqft
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000025260002
Street Address	1057 CLAYTON RD
City	CHIPLEY
State	FL
Zip	32428-4895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34 4 13 9.33 ORB 1145 P 516 PRCL DESC IN ORB 1145 P 516
Legal Range	13W
Legal Township	04N
Legal Section	34
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1038
Census Tract	970102

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1057 CLAYTON RD, CHIPLEY, FL 32428-4895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage ONE FLORIDA BK
Jun 2, 2020	Quit Claim Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST CO
Aug 14, 2019	Trustee's Deed, Construction Loan · Construction Mortgage ONE FLORIDA BK
May 16, 2019	Warranty Deed, Transfer · ARM COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Deed Document Number	201967003838
Deed Book / Page	1145 / 0516
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1057 CLAYTON RD, CHIPLEY, FL 32428-4895
Document Number	0067006007
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1057 CLAYTON RD CHIPLEY FL 324284895, CHIPLEY, FL 32428-4895

Mortgage

Document Number	0067006007
Date	Sep 10, 2020
Book Page	001185/000666
Instrument	67006007

Lender

Name	ONE FLORIDA BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 2, 2020
Property Address	1057 CLAYTON RD, CHIPLEY, FL 32428-4895
Document Number	0067003703
Book / Page	001177 / 000570
Instrument Date	May 6, 2020
Instrument	67003703
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1201 PINE BLUFF DR CHIPLEY FL 324288701, CHIPLEY, FL 32428-8701

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 14, 2019
Property Address	1057 CLAYTON RD, CHIPLEY, FL 32428-4895
Book / Page	001153 / 000294
Instrument Date	Aug 9, 2019
Instrument	67006171
Transaction Type	Construction Loan
Record Updated	Aug 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1488 SOUTH BLVD CHIPLEY FL 324281620, CHIPLEY, FL 32428-1620

Mortgage

Document Number	0067006171
Date	Aug 14, 2019
Book Page	001153/000294
Instrument	67006171

Lender

Name	ONE FLORIDA BK
Address	ORLANDO, FL 32803

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 16, 2019
Property Address	1057 CLAYTON RD, CHIPLEY, FL 32428-4895
Document Number	0067003838
Book / Page	1145 / 0516
Instrument Date	May 13, 2019
Instrument	201967003838
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$424.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1261 FAIRVIEW DRIVE, 1261, CHIPLEY, FL 32428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 SHADY OAKS LN, CHIPLEY, FL 32428-6082

Mortgage

Document Number	0000000517
Date	May 16, 2019
Instrument	1145/517

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,026.00 (+6.17%) Homeowner's exemption	$403,738 (+2.9%)	$604,928 (+1.09%) Land $56,913 Building $548,015
2024	$4,734.00 (+7.81%) Homeowner's exemption	$392,360 (+8.28%)	$598,397 (+14.21%) Land $50,382 Building $548,015
2023	$4,391.00 (+2.57%) Homeowner's exemption	$362,352 (+3%)	$523,964 (+9.02%) Land $50,382 Building $473,582
2022	$4,281.00 Homeowner's exemption	$351,798	$480,625 Land $48,516 Building $432,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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