1057 Brasstown Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1057 Brasstown Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,908 sqft · built 1970
Lot Size	2.86 acres (124,582 sqft)
Owner	2 Trust Names on File
Last Sale	$272,500 (Nov 2005)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`459004905627000`

Property Details

APN / Parcel Number

Primary APN	`459004905627000`
Alternative APNs	`18490` `64271`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,908 sqft Heated Area
Gross Area	3,366 sqft
1st Floor Area	2,284 sqft
Upper Floors Area	624 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	124,582 sqft (2.86 acres)
Lot Dimensions	564 ft deep x 16 ft wide
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	64271
Street Address	1057 BRASSTOWN RD
City	MURPHY
State	NC
Zip	28906-2364
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SPIES PROP 1191/586
Legal Subdivision	BLUE RIDGE MOUNTAIN
Legal Phase	1191
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1019
Census Tract	930501

Owner

1057 Brasstown Rd, a rural home, is owner-occupied and held in a trust since December 2024.

Source: Cherokee County records, as of October 10, 2025

Owner of Record	2 Trust Names on File
Mailing Address	1057 BRASSTOWN RD, MURPHY, NC 28906-2364
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2005 · Amount on File
Deed Sale	Nov 4, 2005 · Amount on File
Deed Document Number	200552183
Deed Book / Page	1191 / 586
Last Transfer Date	Dec 12, 2024
Transfer Doc	01769/1263
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1057 BRASSTOWN RD, MURPHY, NC 28906-2364
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001704/797
Date	Feb 21, 2022
Book Page	1704/797
Instrument	1107

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1057 BRASSTOWN RD, MURPHY, NC 28906-2364
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001704/780
Date	Feb 21, 2022
Book Page	1704/780
Instrument	1106

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1057 BRASSTOWN RD, MURPHY, NC 28906-2364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01617/0436
Date	Jul 8, 2019
Book Page	01617/0436
Instrument	03016

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1057 Brasstown Rd was $1,423.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00	$207,770	$207,770 Land $21,110 Building $186,660
2023		$207,770	$207,770 Land $21,110 Building $186,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1057 Brasstown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1057 Brasstown Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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