10568 E Aminoff Dr, Effingham, IL 62401 Property Records

Effingham County property record for 10568 E Aminoff Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,312 sqft · built 1979
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$192,500 (Oct 2022)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-145-022`

Property Details

APN / Parcel Number

Primary APN	`11-07-145-022`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,312 sqft Base Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	29,185 sqft (0.67 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10568 E AMINOFF DR
City	EFFINGHAM
State	IL
Zip	62401-4497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BURL GRUPE SUB ADD 2 3463/69 1911/180 1856/16 1450/226 914/314
Legal Subdivision	BURL GRUPE SUBDIVISION ADDITION
Legal Lot Number	22
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4022
Census Tract	950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10568 E AMINOFF DR, EFFINGHAM, IL 62401-4497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BEECHER CITY
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF BEECHER CITY
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
May 7, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF BEECHER CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	20224328
Deed Book / Page	3819 / 246
Prior Transfer Date	May 29, 2003
Prior Transfer Doc	0002034814
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10568 E AMINOFF DR, EFFINGHAM, IL 62401-4497
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003619/348
Date	Oct 13, 2020
Book Page	3619/348
Instrument	202020005661

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank
Address	BEECHER CITY, IL 62414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate	2.75%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10568 E AMINOFF DR, EFFINGHAM, IL 62401-4497
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10568 E AMINOFF DR, EFFINGHAM, IL 62401-4497

Mortgage

Document Number	003668/183
Date	Mar 18, 2021
Book Page	3668/183
Instrument	202121001332

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank
Address	BEECHER CITY, IL 62414

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 27, 2022
Property Address	10568 E AMINOFF DR, EFFINGHAM, IL 62401-4497
Document Number	003819/246
Book / Page	3819 / 246
Map Reference	MB 11 PG 239
Instrument Date	Oct 21, 2022
Instrument	202222004328
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10568 E AMINOFF DR, EFFINGHAM, IL 62401-4497

Mortgage

Document Number	003819/247
Date	Oct 27, 2022
Book Page	3819/247
Instrument	202222004329

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 7, 2019
Property Address	10568 E AMINOFF DR, EFFINGHAM, IL 62401-4497
Document Number	003463/069
Book / Page	3463 / 069
Map Reference	MB 11 PG 239
Instrument Date	May 3, 2019
Instrument	201901901567
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2704 DEERHAVEN DR, EFFINGHAM, IL 62401-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 E STATE HIGHWAY 33, BEECHER CITY, IL 62414-2222

Mortgage

Document Number	201901901568
Date	May 7, 2019
Instrument	201901901568

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,603.00 (+56.24%)	$55,380 (+31.23%) Land $6,610 Building $48,770	$166,140 (+31.23%) Land $19,830 Building $146,310
2022	$1,666.00 Homeowner's exemption	$42,200 Land $5,040 Building $37,160	$126,600 Land $15,120 Building $111,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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