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10565 Co Rd 47, Saint Cloud, MN 56301 Property Records

Stearns County property record for 10565 Co Rd 47, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,929 sqft · built 1990
Lot Size1.29 acres (56,192 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Aug 2021)
Tax Bill$5,900 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN76-42051-0002

Property Details

APN / Parcel Number

Primary APN76-42051-0002

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories1 Story
Building Area1,929 sqft Living Area
Gross Area2,900 sqft
1st Floor Area720 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1992
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area56,192 sqft (1.29 acres)
Lot Dimensions325 ft deep x 100 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10565 COUNTY ROAD 47
CitySAINT CLOUD
StateMN
Zip56301-9743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 & THAT PART OF LOT 3 N OF A LN DRAWN SW'LY FROM NE COR LOT 3 TO PT ON W LN LOT 3 85' N OF SW COR LESS PART OF LOT 2 BLK
Legal Range29W
Legal Township123
Legal Section09
Legal SubdivisionMIKE LOESCH ADD
Legal Block1
Legal Lot Number2-3
JurisdictionSTEARNS MN
Township / Civil DivisionROCKVILLE
Census Block Group2
Census Block2056
Census Tract11306

Owner

10565 Co Rd 47 is owned and occupied by an individual who bought it in August 2021.

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10565 COUNTY ROAD 47, SAINT CLOUD, MN 56301-9743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Deed of Trust, Mortgage · Line of Credit
STATE CREDIT UNION
Aug 10, 2021Warranty Deed, Transfer
KNIGHT BARRY TITLE, KNIGHT-BARRY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2021 · Amount on File
Deed SaleAug 10, 2021 · Amount on File
Prior SaleAug 3, 1989 · Amount on File
Deed Document Number20211610893
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateAug 24, 2026
Property Address10565 COUNTY ROAD 47, SAINT CLOUD, MN 56301-9743
Document Number0001719649
Instrument DateAug 8, 2026
Instrument20261719649
Transaction TypeMortgage
Record UpdatedSep 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10565 COUNTY ROAD 47, SAINT CLOUD, MN 56301-9743

Mortgage

Document Number0001719649,
DateAug 24, 2026
Instrument20261719649
Lender
NameSTATE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 28, 2046
Interest
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateAug 10, 2021
Property Address10565 COUNTY ROAD 47, SAINT CLOUD, MN 56301-9743
Document Number00A1610893
Instrument DateJul 29, 2021
InstrumentA1610893
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyKNIGHT BARRY TITLE, KNIGHT-BARRY TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10565 COUNTY ROAD 47, SAINT CLOUD, MN 56301-9743

Tax Assessment & Valuation

The 2026 property tax bill for 10565 Co Rd 47 was $5,900 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalityRockville City
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,900.00
2025$514,900 Land $62,200 Building $452,700$514,900 Land $62,200 Building $452,700
2023$4,800.00$471,100 Land $62,200 Building $408,900$471,100 Land $62,200 Building $408,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10565 Co Rd 47 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10565 Co Rd 47 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Midco
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
CenturyLink
DSL		80 / 10

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