10564 Mert Ave, Saint Ann, MO 63074 Property Records

St. Louis County property record for 10564 Mert Ave, Saint Ann, MO 63074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1964
Lot Size	0.222 acres (9,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,272 (Aug 2025)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13M-31-0022`

Property Details

APN / Parcel Number

Primary APN	`13M-31-0022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,068 sqft
1st Floor Area	1,008 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2023
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,649 sqft (0.222 acres)
Lot Dimensions	50 ft deep x 50 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10564 MERT AVE
City	SAINT ANN
State	MO
Zip	63074-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	72R1
Legal Description	ACRETON LOT PT 21 E PT
Legal Subdivision	ACRETON
Legal Lot Number	21
Jurisdiction	ST LOUIS MO
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2010
Census Tract	214901

Owner

Source: St. Louis County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10564 MERT AVE, SAINT ANN, MO 63074-3434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Aug 7, 2019	Grant Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Dec 4, 2024 · Amount on Record
Deed Document Number	2025140
Prior Transfer Date	Nov 12, 2024
Prior Transfer Doc	0000000500
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 15, 2025
Property Address	10564 MERT AVE, SAINT ANN, MO 63074-3434
Document Number	2025081500140
Map Reference	MB 17 PG 62
Instrument Date	Aug 13, 2025
Instrument	2025081500140
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 LODGE LN, LAKE ST LOUIS, MO 63367-2047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10564 MERT AVE, SAINT ANN, MO 63074-3434

Mortgage

Document Number	2025081500141
Date	Aug 15, 2025
Instrument	2025081500141

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 24, 2022
Property Address	10564 MERT AVE, SAINT ANN, MO 63074-3434
Document Number	0254163020
Book / Page	25416 / 3020
Map Reference	MB 17 PG 62
Instrument Date	Mar 15, 2022
Instrument	2022032400505
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	179 E SOUTHBROOK CT, 179, COLUMBIA, MO 65203-9128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10564 MERT AVE, SAINT ANN, MO 63074-3434

Mortgage

Document Number	2022032400506
Date	Mar 24, 2022
Instrument	2022032400506

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 7, 2019
Property Address	10564 MERT AVE, SAINT ANN, MO 63074-3434
Document Number	0236443834
Book / Page	023644 / 003834
Instrument Date	Jul 31, 2019
Instrument	686
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CREEKWOOD DR ST PETERS MO 633762815, ST PETERS, MO 63376-2815

Mortgage

Document Number	236443837
Date	Aug 7, 2019
Book Page	023644/003837
Instrument	687

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,570 (-) Land $5,150 Building $28,420	$176,700 (-) Land $27,100 Building $149,600
2025	$3,173.00 (+15.59%)	$33,570 (+17.71%) Land $5,150 Building $28,420	$176,700 (+17.72%) Land $27,100 Building $149,600
2024	$2,745.00 (+2.85%)	$28,520 (-) Land $3,950 Building $24,570
2023	$2,669.00 (+7.23%)	$28,520 (+15.09%) Land $3,950 Building $24,570	$150,100 (+15.11%) Land $20,800 Building $129,300
2022	$2,489.00	$24,780 Land $5,150 Building $19,630
2021			$130,400 Land $27,100 Building $103,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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