Passaic County and Wayne Township property record for 1056 Valley Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,522 sqft · built 1950 |
| Lot Size | 0.481 acres (20,952 sqft) |
| Owner | Individual Name on File |
| Last Sale | $343,000 (Jul 2009) |
| Tax Bill | $10,479 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02117-0000-00068 |
| Primary APN | 14-02117-0000-00068 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,522 sqft Living Area |
|---|
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 20,952 sqft (0.481 acres) |
| Old Parcel Number | 1400478000000001D |
|---|---|
| Street Address | 1056 VALLEY RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2117 |
| Legal Lot Number | 68 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records · APN 14-02117-0000-00068
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1056 VALLEY RD, WAYNE, NJ 07470-2975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| May 02, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 06, 2021 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2009 · Amount on Record |
| Deed Sale | Jul 01, 2009 · Amount on Record |
| Deed Document Number | 200935014 |
| Deed Book / Page | 1785 / 131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1056 VALLEY RD, WAYNE, NJ 07470-2975 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1056 VALLEY RD, WAYNE, NJ 07470-2975 |
| Document Number | 0000000315 |
|---|---|
| Date | Jan 03, 2024 |
| Book Page | M18752/267 |
| Instrument | 2024000315 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 228 Months |
| Due | Jan 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1056 VALLEY RD, WAYNE, NJ 07470-2975 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1056 VALLEY RD, WAYNE, NJ 07470-2975 |
| Document Number | 0000014231 |
|---|---|
| Date | May 02, 2023 |
| Book Page | M18465/188 |
| Instrument | 2023014231 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 236 Months |
| Due | Jan 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1056 VALLEY RD, WAYNE, NJ 07470-2975 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000050742 |
|---|---|
| Date | Aug 06, 2021 |
| Book Page | M17342/65 |
| Instrument | 2021050742 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 257 Months |
| Due | Jan 01, 2043 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,700 (-) Land $82,400 Building $92,300 | $174,700 (-) Land $82,400 Building $92,300 | |
| 2025 | $10,479.00 (+0.89%) | $174,700 (-) Land $82,400 Building $92,300 | $174,700 (-) Land $82,400 Building $92,300 |
| 2024 | $10,387.00 (+5.16%) | ||
| 2023 | $174,700 Land $82,400 Building $92,300 | $174,700 Land $82,400 Building $92,300 | |
| 2022 | $9,877.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), as of May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1987–1999) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 280 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ1614001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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