1056 Rye Dr, La Plata, MD 20646 Property Records

Charles County property record for 1056 Rye Dr, La Plata, MD 20646

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,336 sqft · built 2019
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$413,000 (Jul 2022)
Tax Bill$7,822 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-357920

Property Details

APN / Parcel Number

Primary APN01-357920
Alternative APN
  • 357920

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,336 sqft Living Area
Gross Area2,612 sqft
1st Floor Area610 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number357920
Street Address1056 RYE DR
CityLA PLATA
StateMD
Zip20646-3241
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-10
Legal DescriptionLOT 507 =0.0503 AC SEC 4C-2 AGRICOPIA SUB
Legal SubdivisionAGRICOPIA SUB
Legal Block2
Legal Lot Number507
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2004
Census Tract851004

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1314 PENNINGTON DR, BRUNSWICK, MD 21716-9768
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Special Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
May 26, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 8, 2020Grant Deed, Transfer
BUYERS TITLE
Apr 1, 2020Deed of Trust, Mortgage · FHA Mortgage
ESSEX MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleMay 1, 2020 · Amount on Record
Deed Book / Page12640 / 69
Record UpdatedOct 29, 2026

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLES MD
Recording DateJul 21, 2022
Property Address1056 RYE DR, LA PLATA, MD 20646-3241
Document Number0126400069
Book / Page12640 / 69
Map ReferenceMB 61 PL 69
Instrument DateJun 29, 2022
Transaction TypeTransfer
Record UpdatedAug 3, 2022
Title CompanyCAPITOL TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1314 PENNINGTON DR, BRUNSWICK, MD 21716-9768

Mortgage

Document Number0001264076
DateJul 21, 2022
Instrument12640/76
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2037

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address1056 RYE DR, LA PLATA, MD 20646-3241
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1056 RYE DR, LA PLATA, MD 20646-3241

Mortgage

Document Number0118440442
DateMay 26, 2021
Book Page11844/442
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueApr 1, 2050

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateApr 8, 2020
Property Address1056 RYE DR, LA PLATA, MD 20646-3241
Document Number0111110085
Book / Page011111 / 000085
Instrument DateApr 1, 2020
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyBUYERS TITLE

Transaction

AmountAmount Recorded
Tax$330.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2319 GOOD HOPE CT SE #103 WASHINGTON DC 200203682, 103, WASHINGTON, DC 20020-3682

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address1056 RYE DR, LA PLATA, MD 20646-3241
Document Number0111110090
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedJan 30, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1056 RYE DR LA PLATA MD 20646, LA PLATA, MD 20646

Mortgage

Document Number0111110090
DateMay 1, 2020
Book Page011111/000090
Lender
NameESSEX MTG
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,400 (+6.87%) Land $100,000 Building $309,400$409,400 (-) Land $100,000 Building $309,400
2025$7,822.00 (+14.11%)$383,100 (+15.92%)$409,400 (+23.87%) Land $100,000 Building $309,400
2023$6,855.00$330,500 Land $100,000 Building $230,500$330,500 Land $100,000 Building $230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA PLATA
serves 11,535 people · EPA ID MD0080025
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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