1056 el Centro St, Ojai, CA 93023 Property Records

Ventura County property record for 1056 el Centro St, Ojai, CA 93023

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 763 sqft · built 1947
Lot Size0.581 acres (25,313 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Oct 2017)
Tax Bill$3,835 (2025)
Deeds & MortgagesOct 2019 Mortgage
Oct 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN018-0-090-090

Property Details

APN / Parcel Number

Primary APN018-0-090-090

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area763 sqft Living Area
1st Floor Area763 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area25,313 sqft (0.581 acres)
Lot Dimensions362 ft deep x 75 ft wide
PorchPorch
Porch Area24 sqft
Storage Building105 sqft

Location & Zoning

Street Address1056 EL CENTRO ST
CityOJAI
StateCA
Zip93023-3534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE20
Legal DescriptionMAP 20 PG 94 PART OF LOT 11
Legal SubdivisionMIRA MONTE SUBDIVISION #1
Legal Block90
JurisdictionVENTURA CA
Township / Civil DivisionOJAI-MIRA MONTE
Census Block Group3
Census Block3022
Census Tract1002

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1056 EL CENTRO ST, OJAI, CA 93023-3534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 5, 2017Intrafamily Transfer, Transfer · ARM
ACC MORTGAGE INC
Apr 13, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2017 · Amount on Record
Deed SaleOct 5, 2017 · Amount on Record
Deed Document Number2017129668
Prior Transfer DateApr 4, 2014
Prior Transfer Doc0000101079
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address1056 EL CENTRO ST, OJAI, CA 93023-3534
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000134435
DateOct 31, 2019
Instrument20191031-00134435
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateOct 5, 2017
Property Address1056 EL CENTRO ST, OJAI, CA 93023-3534
Document Number0000129668
Map ReferenceMB20 PG94
Instrument DateJul 20, 2017
Instrument20171005-00129668
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1056 EL CENTRO ST, OJAI, CA 93023-3534

Mortgage

Document Number0000129669
DateOct 5, 2017
Instrument20171005-00129669
Lender
NameACC MORTGAGE INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateOct 1, 2022
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change8.75%
Index1-Year LIBOR
Margin5
Max Rate11.7%

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVENTURA CA
Recording DateApr 13, 2017
Property Address1056 EL CENTRO ST, OJAI, CA 93023-3534
Document Number0000049489
Instrument DateApr 6, 2017
Instrument49489
Transaction TypeTransfer
Record UpdatedApr 28, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 83 OAK VIEW CA 930220083, OAK VIEW, CA 93022-0083

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
Unified School DistrictOjai Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$291,740 (+2%) Land $229,870 Building $61,870
2025$3,835.00 (+2.51%) Homeowner's exemption$286,020 (+4.04%) Land $225,363 Building $60,657
2024$3,741.00 (+3.8%)
2023$3,604.00 (+1.15%) Homeowner's exemption$274,914 Land $216,612 Building $58,302
2022$3,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims5 (1978–2025)
Claims Outside the SFHA1 of 5
Most Recent ClaimDec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASITAS MUNICIPAL WATER DIST
serves 11,005 people · EPA ID CA5610024
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, GeoLinks.

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