1056 Coover Rd, Delaware, OH 43015 Property Records

Delaware County property record for 1056 Coover Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,580 sqft · built 1880
Lot Size	6.15 acres (267,938 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (May 2017)
Tax Bill	$4,912 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-200-01-112-002`

Property Details

APN / Parcel Number

Primary APN	`519-200-01-112-002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	1,488 sqft
Upper Floors Area	1,092 sqft
Basement Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	267,938 sqft (6.15 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Shed	1 Shed
Shed Area	2,240 sqft
Lean-To	864 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1056 COOVER RD
City	DELAWARE
State	OH
Zip	43015-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 2 3
Legal Subdivision	DELAWARE
Legal Lot Number	3
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	1
Census Block	1017
Census Tract	11200

Owner

1056 Coover Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1056 COOVER RD, DELAWARE, OH 43015-9733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
May 1, 2017	Warranty Deed, Transfer · ARM FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Deed Document Number	201712073
Deed Book / Page	1499 / 1737
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	1056 COOVER RD, DELAWARE, OH 43015-9733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031132
Date	Aug 19, 2020
Book Page	1759/857
Instrument	202000031132

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	May 1, 2017
Property Address	1056 COOVER RD, DELAWARE, OH 43015-9733
Document Number	0000012073
Book / Page	1499 / 1737
Instrument Date	Apr 29, 2017
Instrument	201700012073
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	VALLEY TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000012074
Date	May 1, 2017
Book Page	1499/1739
Instrument	201700012074

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,912.00 (+1.59%)	$129,960 (-) Land $46,480 Building $83,480	$371,300 (-) Land $132,800 Building $238,500
2024	$4,835.00 (+7.25%) Homeowner's exemption	$129,960 (-) Land $46,480 Building $83,480
2023	$4,508.00 Homeowner's exemption	$129,960 Land $46,480 Building $83,480	$371,300 Land $132,800 Building $238,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1056 Coover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1056 Coover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	DEL-CO WATER COMPANY, INC.
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier.

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