1056 Canal St, Oxnard, CA 93035 Property Records

Ventura County property record for 1056 Canal St, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,102 sqft · built 2022
Owner	2 Individual Names on File
Tax Bill	$14,096 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`196-0-130-425`

Property Details

APN / Parcel Number

Primary APN	`196-0-130-425`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,102 sqft Living Area
1st Floor Area	400 sqft
2nd Floor Area	828 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Deck Area	572 sqft
Patio Area	45 sqft

Location & Zoning

Street Address	1056 CANAL ST
City	OXNARD
State	CA
Zip	93035-1101
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 598400 LOT: 2 REF: 168MR65 CONDO PLAN: 43
Legal Tract	598400
Legal Lot Number	2
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3002
Census Tract	3616

Owner

Source: Ventura County records · APN 196-0-130-425

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1056 CANAL ST, OXNARD, CA 93035-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 18, 2022
Property Address	1056 CANAL ST, OXNARD, CA 93035-1101
Document Number	0000076639
Map Reference	MB 168 PG 65-68
Instrument Date	Jul 13, 2022
Instrument	2022000076639
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1056 CANAL ST, OXNARD, CA 93035-1101

Mortgage

Document Number	0000076640
Date	Jul 18, 2022
Instrument	2022000076640

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 01, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	8.37%
Index	5-Year CMT
Margin	2
Max Rate	8.37%

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,162,008 (+2%) Land $755,049 Building $406,959
2025	$14,096.00 (+2.22%)	$1,139,224 (+4.04%) Land $740,244 Building $398,980
2024	$13,790.00 (+3.79%)
2023	$13,286.00	$1,094,988 Land $711,500 Building $383,488

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

Based on FCC filings for 719 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OXNARD WATER DEPT serves 200,232 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.