Polk County property record for 1056 Bergamot Dr, Bartow, FL 33830 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,786 sqft Living Area |
| Lot Size | 10,502 sqft (0.241 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $341,200 (2024) |
| Tax Bill | $4,120.00 (2025) |
| Primary APN | 25-29-35-363488-000140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,236 sqft Gross Area |
| 1st Floor | 1,786 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,502 sqft (0.241 acres) |
| Garage Type | Attached Garage |
| Garage Area | 450 sqft Garage |
| Porch Area | 104 sqft Porch |
| Street Address | 1056 BERGAMOT DR |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8764 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SAND LAKE GROVES PHASE 1 PB 202 PGS 32-34 LOT 14 |
| Legal Subdivision | SAND LAKE GROVES PHASE 1 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 14501 |
Source: Polk County records · APN 25-29-35-363488-000140
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1056 BERGAMOT DR, BARTOW, FL 33830-8764 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jun 03, 2024 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage FBC MORTGAGE LLC |
| Dec 14, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage SEACOAST NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2024 · Amount on Record |
| Deed Sale | Jun 03, 2024 · Amount on Record |
| Prior Sale | Dec 14, 2023 · Amount on Record |
| Deed Doc Number | 2024126914 |
| Deed Book / Page | 13137 / 723 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 04, 2026 |
| Property Address | 1056 BERGAMOT DR, BARTOW, FL 33830-8764 |
| Document Number | 0000133299 |
| Book / Page | 14024 / 1619 |
| Instrument Date | May 06, 2026 |
| Instrument | 2026133299 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1056 BERGAMOT DR, BARTOW, FL 33830-8764 |
| Document Number | 0000133299, |
|---|---|
| Date | Jun 04, 2026 |
| Book Page | 14024/1619 |
| Instrument | 2026133299 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 01, 2066 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 03, 2024 |
| Property Address | 1056 BERGAMOT DR, BARTOW, FL 33830-8764 |
| Document Number | 0000126914 |
| Book / Page | 13137 / 723 |
| Map Reference | MB 202 PG 32-34 |
| Instrument Date | May 30, 2024 |
| Instrument | 2024126914 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INSURED TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,388.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1056 BERGAMOT DR, BARTOW, FL 33830-8764 |
| Document Number | 0013137725 |
|---|---|
| Date | Jun 03, 2024 |
| Instrument | 13137/725 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 14, 2023 |
| Property Address | 1056 BERGAMOT DR, BARTOW, FL 33830-8764 |
| Document Number | 0000291621 |
| Book / Page | 12940 / 1547 |
| Map Reference | MB 202 PG 32-34 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 2023291621 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $486.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
| Document Number | 0129401548 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 12940/1548 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,120.00 | $269,435 | $308,603 Land $60,000 Building $248,603 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 249 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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