10558 Tidewater Trl, Champlain, VA 22438 Property Records

Essex County property record for 10558 Tidewater Trl, Champlain, VA 22438

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$272,500 (Jan 2026)
Tax Bill	$655 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-8A`

Property Details

APN / Parcel Number

Primary APN	`19-8A`
Alternative APN	`11588`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Interior Walls	Paneling

Exterior

Architectural Style	Ranch
Exterior Material	Brick/Stone
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other

Location & Zoning

Account Number	11588
Street Address	10558 TIDEWATER TRL
City	CHAMPLAIN
State	VA
Zip	22438-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP-2022-2022-
Jurisdiction	ESSEX VA
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1062
Census Tract	950600

Owner

Source: Essex County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10558 TIDEWATER TRL, CHAMPLAIN, VA 22438-2018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage OLD DOMINION CAPITAL GROUP LLC
Jan 20, 2026	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Feb 5, 2020	Gift Deed, Transfer
May 6, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage AZZ INVESTMENT FUND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Deed Document Number	202651
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX VA
Property Address	10558 TIDEWATER TRL, CHAMPLAIN, VA 22438-2018
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	TERRY TITLE, TERRYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250000903
Date	Jul 16, 2025
Instrument	250000903

Lender

Name	OLD DOMINION CAPITAL GROUP LLC
Type	Non-Lending Institution
Address	SPOTSYLVANIA, VA 22553

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Jan 10, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX VA
Recording Date	Jan 20, 2026
Property Address	10558 TIDEWATER TRL, CHAMPLAIN, VA 22438-2018
Document Number	0260000051
Map Reference	MB 29 PG 130
Instrument Date	Jan 15, 2026
Instrument	260000051
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10558 TIDEWATER TRL, CHAMPLAIN, VA 22438-2018

Mortgage

Document Number	0260000052
Date	Jan 20, 2026
Instrument	260000052

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ESSEX VA
Recording Date	Feb 5, 2020
Property Address	10558 TIDEWATER TRL, CHAMPLAIN, VA 22438-2018
Document Number	0200000160
Instrument Date	Feb 3, 2020
Instrument	200000160
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX VA
Recording Date	May 6, 2019
Property Address	10558 TIDEWATER TRL, CHAMPLAIN, VA 22438-2018
Document Number	0190000494
Instrument Date	Apr 16, 2019
Instrument	190000494
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	FIRST GUARDIAN TITLE AND ESCROW, FIRST GUARDIAN TITLE & ESCR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12005 HONOR BRIDGE FARM DR, SPOTSYLVANIA, VA 22551-4698
Investor	Possibly a Property Investor

Mortgage

Document Number	0190000495
Date	May 6, 2019
Instrument	190000495

Lender

Name	AZZ INVESTMENT FUND LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,100 (-) Land $22,500 Building $96,600	$119,100 (-) Land $22,500 Building $96,600
2025	$655.00	$119,100 Land $22,500 Building $96,600	$119,100 Land $22,500 Building $96,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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