10557 Main St, Alexander, NY 14005 Property Records

Genesee County and Alexander Town property record for 10557 Main St, Alexander, NY 14005

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,512 sqft · built 1850
Lot Size	1.15 acres (50,367 sqft)
Owner	Individual Name on Record
Tax Bill	$6,636 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2023 Mortgage + 1 more
APN	`182201 2.-2-12`

Property Details

APN / Parcel Number

Primary APN	`182201 2.-2-12`
Alternative APN	`22010020000002012000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
1st Floor Area	1,465 sqft
2nd Floor Area	1,047 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	50,367 sqft (1.15 acres)
Lot Dimensions	277 ft deep x 181 ft wide
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	542 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	10557 MAIN ST
City	ALEXANDER
State	NY
Zip	14005-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	GENESEE NY
Township / Civil Division	ALEXANDER
Census Block Group	2
Census Block	2004
Census Tract	951400

Owner

Source: Genesee County and Alexander Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10557 MAIN ST, ALEXANDER, NY 14005-9625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 18, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 21, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	10557 MAIN ST, ALEXANDER, NY 14005-9625
Transaction Type	Mortgage
Record Updated	Feb 6, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MTG202471
Date	Jan 17, 2024
Instrument	MTG2024-71

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	10557 MAIN ST, ALEXANDER, NY 14005-9625
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2023866
Date	Jul 18, 2023
Instrument	MTG2023-866

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	10557 MAIN ST, ALEXANDER, NY 14005-9625
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG20221057
Date	Jun 21, 2022
Instrument	MTG2022-1057

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Genesee County and Alexander Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Alexander Village
County	Genesee County
County Subdivision	Alexander Town
Unified School District	Alexander Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,636.00 (+19.44%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$5,556.00	$220,400 (+24.52%) Land $34,300 Building $186,100	$220,400 (+19.54%) Land $34,300 Building $186,100
2023		$177,000 Land $34,300 Building $142,700	$184,375 Land $35,729 Building $148,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	48 (1978–2026)
Claims Outside the SFHA	20 of 48
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALEXANDER VILLAGE serves 785 people · EPA ID NY1800542
Water Source	Purchased surface water from ATTICA VILLAGE
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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