10555 FM 1565, Terrell, TX 75160 Property Records

Hunt County property record for 10555 FM 1565, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	1,970 sqft · built 2018
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,926 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0871-0170-0010-56`

Property Details

APN / Parcel Number

Primary APN	`0871-0170-0010-56`
Alternative APNs	`R112824` `112824`

Interior

Stories	1 Story
Building Area	1,970 sqft Gross Area
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	174,240 sqft (4 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	430 sqft
Shed	1 Shed
Shed Area	140 sqft
Utility Building	1,800 sqft

Location & Zoning

Street Address	10555 FM 1565
City	TERRELL
State	TX
Zip	75160-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0871 RIALS JOHN J,TRACT 17-1, ACRES 4.0
Legal Subdivision	RIALS JOHN J
Legal Tract	17-1
Legal Block	1
Legal Lot Number	17-1
Jurisdiction	HUNT TX
Township / Civil Division	QUINLAN
Census Block Group	1
Census Block	1024
Census Tract	961501

Owner

10555 FM 1565 is owned by two individuals who acquired it in December 2023.

Source: Hunt County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6101 DRY CREEK RUN, TERRELL, TX 75160-0149
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SFMC LP
Aug 31, 2021	Warranty Deed, Transfer
Dec 28, 2017	Trustee's Deed, Construction Loan · Construction Mortgage COMPASS BK
Sep 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023
Deed Sale	Dec 21, 2023
Prior Sale	Aug 31, 2021
Deed Document Number	202324553
Prior Transfer Date	Jun 14, 2013
Prior Transfer Doc	0000007177
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	10555 FM 1565, TERRELL, TX 75160-8732
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019827
Date	Nov 10, 2020
Instrument	2020-19827

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Aug 31, 2021
Property Address	10555 FM 1565, TERRELL, TX 75160-8732
Document Number	0000019094
Instrument Date	Aug 25, 2021
Instrument	2021-19094
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7000 W INTERSTATE 30117, 7000, ROYSE CITY, TX 75189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10555 FM 1565, TERRELL, TX 75160-8732

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HUNT TX
Recording Date	Dec 28, 2017
Property Address	10555 FM 1565, TERRELL, TX 75160-8732
Instrument Date	Dec 27, 2017
Instrument	17848
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	401 W VALLEY AVE HOMEWOOD AL 352094800, HOMEWOOD, AL 35209-4800

Mortgage

Document Number	0000017848
Date	Dec 28, 2017
Instrument	17848

Lender

Name	COMPASS BK
Type	Federal Savings Bank
Address	BIRMINGHAM, AL 35202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Sep 1, 2017
Property Address	10555 FM 1565, TERRELL, TX 75160-8732
Document Number	0000012107
Instrument Date	Sep 1, 2017
Instrument	12107
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7000 W1-30 #117 ROYSE CITY TX 75189, 117, ROYSE CITY, TX 75189

Tax Assessment & Valuation

The 2025 property tax bill for 10555 FM 1565 was $6,926, up 6% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Quinlan Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,926.00 (+5.98%)	$566,416	$584,210 Land $228,000 Building $356,210
2024	$6,535.00
2023		$566,920 Land $194,670 Building $372,250	$566,920 Land $194,670 Building $372,250
2022	$6,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10555 FM 1565 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10555 FM 1565 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POETRY WSC serves 3,636 people · EPA ID TX1290022
Water Source	Purchased surface water from CITY OF TERRELL
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Peoples Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 1565

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