10555 E Co Rd 800N, Mattoon, IL 61938 Property Records

Coles County property record for 10555 E Co Rd 800N, Mattoon, IL 61938

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,608 sqft · built 1972
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Jul 2018)
Tax Bill$6,474 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Nov 2021 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-0-00331-000

Property Details

APN / Parcel Number

Primary APN06-0-00331-000

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,608 sqft Base Area
1st Floor Area2,608 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area40,946 sqft (0.94 acres)
Garage TypeDetached
Garage Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address10555 E COUNTY ROAD 800N
CityMATTOON
StateIL
Zip61938-3574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF SEC 11 #664584
JurisdictionCOLES IL
Township / Civil DivisionLAFAYETTE
Census Block Group1
Census Block1071
Census Tract400

Owner

Source: Coles County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10555 E COUNTY ROAD 800N, MATTOON, IL 61938-3574
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Line of Credit
WASHINGTON SAVINGS BANK FSB
Nov 22, 2021Deed of Trust, Mortgage · Construction Mortgage
WASHINGTON SAVINGS BANK
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDLAND STATES BANK
May 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON SAVINGS BANK
Jul 23, 2018Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2018 · Amount on Record
Deed SaleJul 23, 2018 · Amount on Record
Prior SaleDec 9, 2013 · Amount on Record
Deed Document Number2018777160
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Recording DateJul 7, 2026
Property Address10555 E COUNTY ROAD 800N, MATTOON, IL 61938-3574
Document Number0000823447
Instrument DateJun 29, 2026
Instrument2026823447
Transaction TypeMortgage
Record UpdatedJul 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10555 E COUNTY ROAD 800N, MATTOON, IL 61938-3574

Mortgage

Document Number0000823447,
DateJul 7, 2026
Instrument2026823447
Lender
NameWASHINGTON SAVINGS BANK FSB
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 15, 2041
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address10555 E COUNTY ROAD 800N, MATTOON, IL 61938-3574
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10555 E COUNTY ROAD 800N, MATTOON, IL 61938-3574

Mortgage

Document Number202100798341
DateNov 22, 2021
Instrument202100798341
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressMATTOON, IL 61938
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term9 Months
DueAug 20, 2022

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address10555 E COUNTY ROAD 800N, MATTOON, IL 61938-3574
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000787764
DateMay 21, 2020
Instrument202000787764
Lender
NameMIDLAND STATES BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address10555 E COUNTY ROAD 800N, MATTOON, IL 61938-3574
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200801087
DateMay 6, 2022
Instrument202200801087
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressMATTOON, IL 61938
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate4.62%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLES IL
Recording DateJul 23, 2018
Property Address10555 E COUNTY ROAD 800N, MATTOON, IL 61938-3574
Document Number201800777160
Instrument DateJul 20, 2018
Instrument201800777160
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10555 E COUNTY ROAD 800N, MATTOON, IL 61938-3574

Mortgage

Document Number201800777161
DateJul 23, 2018
Instrument201800777161
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionLafayette Township
Unified School DistrictMattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,474.00 (+56.08%)$110,156 (+75.53%) Land $9,392 Building $100,764$330,468 (+75.53%) Land $28,176 Building $302,292
2023$62,756 Land $7,678 Building $55,078$188,268 Land $23,034 Building $165,234
2020$4,148.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMATTOON
serves 19,500 people · EPA ID IL0290250
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 200
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Watch TV
Fixed Wireless
100 / 20
Fidium Fiber
DSL
80 / 5
T-Mobile
Fixed Wireless
25 / 3

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