10555 Co Rd 29, Centre, AL 35960 Property Records

Cherokee County property record for 10555 Co Rd 29, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,710 sqft · built 2023
Lot Size	19.1 acres (833,303 sqft)
Owner	2 Individual Names on File
Last Sale	$158,500 (Dec 2023)
Tax Bill	$1,175 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-19-05-22-0-000-007.002`

Property Details

APN / Parcel Number

Primary APN	`13-19-05-22-0-000-007.002`
Alternative APNs	`ALT APN:1905220000007002` `210139` `208420` `218685`

Interior

Stories	1 Story
Building Area	1,710 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	833,303 sqft (19.1 acres)

Location & Zoning

Account Number	218685
Street Address	10555 COUNTY ROAD 29
City	CENTRE
State	AL
Zip	35960-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ NW COR;SW/4;NE/4;S440;E1893;N440;W1910 TO POB
Legal Range	11E
Legal Township	11S
Legal Section	22
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	2
Census Block	2015
Census Tract	956101

Owner

10555 Co Rd 29 is owned and occupied by two individuals who bought it in December 2023.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10555 COUNTY ROAD 29, CENTRE, AL 35960-3152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Deed of Trust, Mortgage · Line of Credit NOBLEBANK & TRUST
Oct 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage NOBLEBANK & TRUST
Oct 24, 2024	Deed of Trust, Mortgage · Line of Credit NOBLEBANK & TRUST
Apr 30, 2024	Deed of Trust, Mortgage · Construction Mortgage NOBLEBANK & TRUST
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage CBY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Prior Sale	Dec 10, 2021 · Amount on File
Deed Document Number	2023231686
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	10555 COUNTY ROAD 29, CENTRE, AL 35960-3152
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10555 COUNTY ROAD 29, CENTRE, AL 35960-3152

Mortgage

Document Number	0000236151
Date	Oct 24, 2024
Instrument	236151

Lender

Name	NOBLEBANK & TRUST
Type	Bank
Address	PIEDMONT, AL 36272

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	10555 COUNTY ROAD 29, CENTRE, AL 35960-3152
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10555 COUNTY ROAD 29, CENTRE, AL 35960-3152

Mortgage

Document Number	0000235855
Date	Oct 2, 2024
Instrument	235855

Lender

Name	NOBLEBANK & TRUST
Type	Bank
Address	ANNISTON, AL 36201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	10555 COUNTY ROAD 29, CENTRE, AL 35960-3152
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10555 COUNTY ROAD 29, CENTRE, AL 35960-3152

Mortgage

Document Number	0000236151
Date	Oct 24, 2024
Instrument	236151

Lender

Name	NOBLEBANK & TRUST
Type	Bank
Address	PIEDMONT, AL 36272

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	10555 COUNTY ROAD 29, CENTRE, AL 35960-3152
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 ANGEL RD SW, CAVE SPRING, GA 30124-2811

Mortgage

Document Number	0000233476
Date	Apr 30, 2024
Instrument	233476

Lender

Name	NOBLEBANK & TRUST
Type	Bank
Address	PIEDMONT, AL 36272

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 10, 2021
Property Address	10555 COUNTY ROAD 29, CENTRE, AL 35960-3152
Document Number	0000221786
Instrument Date	Dec 6, 2021
Instrument	221786
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 NEW PROSPECT RD, ARAGON, GA 30104-2470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10482 US HIGHWAY 411 N, CENTRE, AL 35960-3537

Mortgage

Document Number	0000221787
Date	Dec 10, 2021
Instrument	221787

Lender

Name	CBY INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 1, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10555 Co Rd 29 was $1,175 with a homeowner's exemption, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,175.00 (+7.31%)
2025	$1,095.00 (+495.11%) Homeowner's exemption	$27,340 (+521.36%) Land $7,380 Building $19,960	$273,200 (+520.91%) Land $73,700 Building $199,500
2024	$184.00	$4,400 (-) Land $4,400	$44,000 (-) Land $44,000
2023	$184.00	$4,400 (-)	$44,000 (-) Land $44,000
2022	$184.00	$4,400 Land $4,400	$44,000 Land $44,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10555 Co Rd 29 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10555 Co Rd 29 is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 96% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 29

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