10554 S State St, Chicago, IL 60628 Property Records

Cook County property record for 10554 S State St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 796 sqft · built 1903
Lot Size	0.105 acres (4,575 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Sep 2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-16-216-048`

Property Details

APN / Parcel Number

Primary APN	`25-16-216-048`
Alternative APN	`25-16-216-048-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	796 sqft Living Area
1st Floor Area	796 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1905
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,575 sqft (0.105 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10554 S STATE ST
City	CHICAGO
State	IL
Zip	60628-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	NORTH12 1/2 FT LOT4 SUB LOT1 25 & S 4 AC LOT24 SCHOOL TRUSTEES SUB S16 T37N R14E 3P
Legal Range	14E
Legal Township	37N
Legal Section	16
Legal Subdivision	SHIPS
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2000
Census Tract	491000

Owner

Source: Cook County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10554 S STATE ST, CHICAGO, IL 60628-2639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Sep 23, 2025	Warranty Deed, Transfer UNKNOWN, LTS
Oct 10, 2023	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Oct 10, 2023 · Amount on Record
Deed Document Number	202520103
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 3, 2026
Property Address	10554 S STATE ST, CHICAGO, IL 60628-2639
Document Number	0000023022
Instrument Date	May 22, 2026
Instrument	202623022
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10554 S STATE ST, CHICAGO, IL 60628-2639

Mortgage

Document Number	0000023022,
Date	Jun 3, 2026
Instrument	202623022

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.75%
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 23, 2025
Property Address	10554 S STATE ST, CHICAGO, IL 60628-2639
Document Number	0026620103
Instrument Date	Jul 28, 2025
Instrument	2526620103
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	UNKNOWN, LTS

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10554 S STATE ST, CHICAGO, IL 60628-2639

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 10, 2023
Property Address	10554 S STATE ST, CHICAGO, IL 60628-2639
Document Number	0028349071
Instrument Date	Sep 30, 2023
Instrument	2328349071
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5604 W 26TH ST, CHICAGO, IL 60804-3237

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,700 (+135%) Land $2,745 Building $1,955	$47,000 (+135%) Land $27,450 Building $19,550
2023		$2,000 (-) Land $1,207 Building $793	$20,000 (-) Land $12,070 Building $7,930
2022		$2,000 (-) Land $1,207 Building $793	$20,000 (-) Land $12,070 Building $7,930
2021	Homeowner's exemption Senior Citizen's exemption	$2,000 Land $1,207 Building $793	$20,000 Land $12,070 Building $7,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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