10554 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 10554 S Prospect Ave, Chicago, IL 60643 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1974
Square Footage	1,309 sqft Living Area
Lot Size	6,480 sqft (0.149 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2021)
Tax Bill	$3,441.00 (2023)

Owner

Source: Cook County records · APN 25-18-211-027

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10554 S PROSPECT AVE, CHICAGO, IL 60643-2948
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Deed Doc Number	20211434
Prior Transfer Date	Jun 01, 2004
Prior Transfer Doc	0000027168
Record Refreshed	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 19, 2021
Property Address	10554 S PROSPECT AVE, CHICAGO, IL 60643-2948
Document Number	0029201434
Instrument Date	Oct 04, 2021
Instrument	2129201434
Transaction Type	Transfer
Record Updated	Nov 01, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10554 S PROSPECT AVE, CHICAGO, IL 60643-2948

Mortgage

Document Number	0029201435
Date	Oct 19, 2021
Instrument	2129201435

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 (+42.98%) Land $8,100 Building $19,900	$280,000 (+42.98%) Land $81,000 Building $199,000
2023	$3,441.00 (-14.81%)
2022	$4,039.00 (-3.1%) Homeowner's exemption	$19,583 (-18.4%) Land $6,480 Building $13,103	$195,830 (-18.4%) Land $64,800 Building $131,030
2021	$4,168.00	$24,000 Land $6,480 Building $17,520	$240,000 Land $64,800 Building $175,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Ridge Historic District listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`25-18-211-027`
Alternative APN	`25-18-211-027-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,309 sqft Living Area
1st Floor	1,309 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bungalow Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	6,480 sqft (0.149 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	10554 S PROSPECT AVE
City	CHICAGO
State	IL
Zip	60643-2948
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	(WASHINGTON)(HEIGHTS) BEING RESUB OF LTS8-14 BLK5,LTS 4-7 BLK10, ALL BLK11 EX LT4 & LTS15-16 BLK 12 IN SECS17-18 OF ORIGINAL
Legal Range	14E
Legal Township	37N
Legal Section	18
Legal Subdivision	WASHINGTON HEIGHTS
Legal Block	5,10-
Legal Lot Number	8-14
Jurisdiction	COOK IL
Minor Civil Division	CHICAGO
Census Blockgroup	3
Census Block	3012
Census Tract	720700