10554 Kerrigan Ct, Santee, CA 92071 Property Records

San Diego County property record for 10554 Kerrigan Ct, Santee, CA 92071

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,323 sqft · built 1974
Lot Size	0.3 acres (1,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$624,000 (Apr 2024)
Tax Bill	$7,617 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`378-310-13-00`

Property Details

APN / Parcel Number

Primary APN	`378-310-13-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	1,298 sqft (0.3 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10554 KERRIGAN CT
City	SANTEE
State	CA
Zip	92071-1208
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R7
Legal Description	LOT 39 UND INT IN LOT 108 PER DOC73-70761&ALL OF TR 007511
Legal Subdivision	CORSICAN VILLAS I
Legal Tract	007511
Legal Block	3
Legal Lot Number	39,10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	16609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10554 KERRIGAN CT, SANTEE, CA 92071-1208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 7, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Oct 1, 2008 · Amount on Record
Deed Document Number	202495877
Prior Transfer Date	Aug 16, 2016
Prior Transfer Doc	0000492420
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10554 KERRIGAN CT, SANTEE, CA 92071-1208
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10554 KERRIGAN CT, SANTEE, CA 92071-1208

Mortgage

Document Number	0000324026
Date	Nov 17, 2025
Instrument	2025-0324026

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year CMT
Margin	2
Max Rate	10.7%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10554 KERRIGAN CT, SANTEE, CA 92071-1208
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10554 KERRIGAN CT, SANTEE, CA 92071-1208

Mortgage

Document Number	0000426068
Date	Jun 9, 2021
Instrument	2021-0426068

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10554 KERRIGAN CT, SANTEE, CA 92071-1208
Document Number	0000046141
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10554 KERRIGAN CT SANTEE CA 920711208, SANTEE, CA 92071-1208

Mortgage

Document Number	0000046141
Date	Jan 29, 2020
Instrument	46141

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,208 (+2%) Land $252,605 Building $396,603
2025	$7,617.00 (+101.03%)	$636,479 (+100.09%) Land $247,652 Building $388,827
2023	$3,789.00 (+0.8%) Homeowner's exemption	$318,090 Land $123,768 Building $194,322
2022	$3,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: GeoLinks.

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