Carteret County property record for 10551 Wyndtree Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,772 sqft · built 2023 |
| Lot Size | 0.608 acres (26,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Jan 2018) |
| Tax Bill | $7,578 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan Jan 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 5373.18.41.0684000 |
| Primary APN | 5373.18.41.0684000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Heated Area |
| Gross Area | 5,954 sqft |
| 1st Floor Area | 432 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 26,484 sqft (0.608 acres) |
| Lot Dimensions | 350 ft deep x 75 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 113 sqft |
| Deck Area | 78 sqft |
| Canopy | 100 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 37171 |
|---|---|
| Street Address | 10551 WYNDTREE DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L5 WYNDTREE SD |
| Legal Subdivision | WYNDTREE |
| Legal Block | 41 |
| Legal Lot Number | 5 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 970904 |
10551 Wyndtree Dr is owned and occupied by two individuals who bought it in January 2018.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10551 WYNDTREE DR, EMERALD ISLE, NC 28594-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Construction Mortgage BLUE RIDGE BANK |
| Jan 19, 2018 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2018 · Amount on File |
| Deed Sale | Jan 19, 2018 · Amount on File |
| Deed Document Number | 20181597456 |
| Deed Book / Page | 1597 / 456 |
| Prior Transfer Date | Aug 14, 2009 |
| Prior Transfer Doc | 0013200009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 10551 WYNDTREE DR, EMERALD ISLE, NC 28594-2124 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0017670398 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 1767/398 |
| Instrument | 1767398 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Address | 22462 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 19, 2018 |
| Property Address | 10551 WYNDTREE DR, EMERALD ISLE, NC 28594-2124 |
| Document Number | 0015970456 |
| Book / Page | 001597 / 000456 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10551 WYNDTREE DR EMERALD ISLE NC 28594, EMERALD ISLE, NC 28594 |
| Document Number | 15970457 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 001597/000457 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 18, 2048 |
The 2025 property tax bill for 10551 Wyndtree Dr was $7,578.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,108,905 (+1.63%) Land $1,101,957 Building $1,006,948 | $2,108,905 (+1.63%) Land $1,101,957 Building $1,006,948 | |
| 2025 | $7,578.00 | $2,074,981 Land $1,101,957 Building $973,024 | $2,074,981 Land $1,101,957 Building $973,024 |
| 2023 | $640,840 Land $634,560 Building $6,280 | $640,840 Land $634,560 Building $6,280 | |
| 2022 | $3,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10551 Wyndtree Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 604 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured incl. 536 condo units |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10551 Wyndtree Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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