Crow Wing County property record for 10551 E Shore Dr, Merrifield, MN 56465
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,672 sqft · built 1993 |
| Lot Size | 5.16 acres (224,770 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Nov 2025) |
| Tax Bill | $2,572 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 99210001012Z009 |
| Primary APN | 99210001012Z009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 224,770 sqft (5.16 acres) |
| Garage Area | 768 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 32 sqft |
| Storage Building | Storage Building |
| Heating System | Geothermal |
|---|
| Account Number | 187535 |
|---|---|
| Street Address | 10551 E SHORE DR |
| City | MERRIFIELD |
| State | MN |
| Zip | 56465-4200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOT 13 BLOCK 1 LYING SW'LY OF FOL DESC LINE: COMM AT SE'LY COR OF SD LOT 13 THEN N 63D 57'35" W CWC COORD SYSTEM ALG S |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 02 |
| Legal Subdivision | WICKHAM-BORG ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950901 |
10551 E Shore Dr is owned and occupied by two individuals who bought it in November 2025.
Source: Crow Wing County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10551 E SHORE DR, MERRIFIELD, MN 56465-4200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on File |
| Deed Sale | Nov 7, 2025 · Amount on File |
| Prior Sale | Nov 8, 2019 · Amount on File |
| Deed Document Number | 20251016802 |
| Prior Transfer Date | Dec 8, 2023 |
| Prior Transfer Doc | 0000992125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Nov 7, 2025 |
| Property Address | 10551 E SHORE DR, MERRIFIELD, MN 56465-4200 |
| Document Number | 0001016802 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 1016802 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | LAWYERS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,716.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10551 E SHORE DRIVE, MEMFIELD, MN 20465 |
| Document Number | 0001016803 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 1016803 |
| Name | GRANITE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 10551 E Shore Dr was $2,572 with a homeowner's exemption, down 5.1% from the year before.
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,572.00 (-5.09%) Homeowner's exemption | $479,500 (+6.94%) Land $108,500 Building $371,000 | $479,500 (+6.94%) Land $108,500 Building $371,000 |
| 2025 | $2,710.00 Homeowner's exemption | $448,400 Land $91,400 Building $357,000 | $448,400 Land $91,400 Building $357,000 |
| 2023 | $2,636.00 Homeowner's exemption | $490,800 Land $76,500 Building $414,300 | $490,800 Land $76,500 Building $414,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10551 E Shore Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10551 E Shore Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 65% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CTC.
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