Black Hawk County property record for 10551 Dysart Rd, Waterloo, IA 50701
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,462 sqft · built 1977 |
| Lot Size | 9.64 acres (419,918 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,002 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 8712-07-301-002 |
| Primary APN | 8712-07-301-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Basement Area | 1,462 sqft |
| Finished Basement | 800 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 419,918 sqft (9.64 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 450 sqft |
|---|---|
| Patio Area | 450 sqft |
| Shed | 1 Shed |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10551 DYSART RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S 1/2 OF N 1/2 NW SW EXC W 50 FT SEC 7 T 87 R 12 |
| Legal Range | 12W |
| Legal Township | 87N |
| Legal Section | 07 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 2902 |
10551 Dysart Rd, a rural home, is owned and occupied by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10551 DYSART RD, WATERLOO, IA 50701-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10551 Dysart Rd was $2,002 with a homeowner's exemption, down 2.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Union Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,002.00 (-2.44%) Homeowner's exemption | $214,980 Land $19,720 Building $195,260 | $214,980 Land $19,720 Building $195,260 |
| 2024 | $2,052.00 | ||
| 2023 | $201,850 (+34.57%) Land $15,370 Building $186,480 | $201,850 Land $15,370 Building $186,480 | |
| 2022 | $1,884.00 Homeowner's exemption Additional exemption filed | $150,000 Land $12,380 Building $137,620 | |
| 2021 | $150,000 Land $12,380 Building $137,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10551 Dysart Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1993–2016) |
| Claims Outside the SFHA | 3 of 21 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10551 Dysart Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alpine Communications Fiber | 500 / 500 |
| GigFire Fixed Wireless | 150 / 130 |
5G and 4G LTE (outdoors only)
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