10551 Chalmer St, Spring Hill, FL 34609 Property Records

Hernando County property record for 10551 Chalmer St, Spring Hill, FL 34609

Property Summary

Property Type	Apartment House (2-4 Units)
Details	15 ba · 15,648 sqft · built 1990
Lot Size	0.745 acres (32,457 sqft)
Owner	Company Name on File
Last Sale	$925,000 (Jun 2019)
Tax Bill	$20,033 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-1013-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-1013-0020`
Alternative APNs	`00569842` `569842`

Interior

Full Baths	15 Baths
Plumbing Fixtures	30 Plumbing Fixtures
Total Rooms	3 Rooms
Units	15 Units
Stories	2 Stories
Building Area	15,648 sqft Living Area
1st Floor Area	7,824 sqft
Upper Floors Area	7,824 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	32,457 sqft (0.745 acres)
Lot Dimensions	151 ft deep x 204 ft wide
Deck Area	50 sqft
Patio Area	50 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00569842
Street Address	10551 CHALMER ST
City	SPRING HILL
State	FL
Zip	34609-2417
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	SPRING HILL UNIT 16 BLK 1013 LOT 2
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	1013
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2023
Census Tract	41006

Owner

10551 Chalmer St, a residential property, is owned by a company that bought it in June 2019.

Source: Hernando County records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 15212, BROOKSVILLE, FL 34604-0114
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Jun 22, 2009 · Amount on File
Deed Document Number	201934504
Deed Book / Page	3711 / 1137
Prior Transfer Date	Feb 4, 1997
Prior Transfer Doc	0011120377
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 5, 2019
Property Address	10551 CHALMER ST, SPRING HILL, FL 34609-2417
Document Number	0037111137
Book / Page	3711 / 1137
Map Reference	MB 9 PG 18-30
Instrument Date	May 31, 2019
Instrument	2019034504
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10488 SPRING HILL DR, SPRING HILL, FL 34608-5044

Mortgage

Document Number	0037111139
Date	Jun 5, 2019
Instrument	3711/1139

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10551 Chalmer St was $20,033.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,033.00	$1,046,445	$1,715,693 Land $113,600 Building $1,602,093
2023		$994,558 Land $994,558
2022	$15,182.00		$1,006,922 Land $139,565 Building $867,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10551 Chalmer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10551 Chalmer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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