10550 S Harding Ave, Chicago, IL 60655 Property Records

Cook County property record for 10550 S Harding Ave, Chicago, IL 60655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 870 sqft · built 1952
Lot Size	0.107 acres (4,662 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Sep 2004)
Tax Bill	$3,303 (2023)
Deeds & Mortgages	Dec 2025 Second Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-14-108-054`

Property Details

APN / Parcel Number

Primary APN	`24-14-108-054`
Alternative APN	`24-14-108-054-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	870 sqft Living Area
1st Floor Area	870 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1954
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,662 sqft (0.107 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10550 S HARDING AVE
City	CHICAGO
State	IL
Zip	60655-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	JOHN J (LARMONS) RESUB OF LT94 EX E125FT & LTS106-107 EX W141.75FT IN J S HOVLANDS RESUB OF J S HOVLANDS 103RD ST SUB WH & NH
Legal Range	13E
Legal Township	37N
Legal Section	14
Legal Subdivision	JOHN J LARMONS RESUB OF LT94 EX E125FT
Legal Lot Number	94,10
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2009
Census Tract	740200

Owner

10550 S Harding Ave is owned and occupied by an individual who bought it in September 2004.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	10550 S HARDING AVE, CHICAGO, IL 60655-3823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 23, 2020	Deed of Trust, Mortgage QUICKEN LNS
Nov 4, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2004 · Amount on File
Deed Sale	Sep 28, 2004 · Amount on File
Prior Sale	Apr 3, 1998 · Amount on File
Deed Document Number	200447013
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10550 S HARDING AVE, CHICAGO, IL 60655-3823
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033525126
Date	Dec 1, 2025
Instrument	2533525126

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2045

Interest

Rate	11.1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10550 S HARDING AVE, CHICAGO, IL 60655-3823
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008412317
Date	Mar 25, 2021
Instrument	2108412317

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10550 S HARDING AVE, CHICAGO, IL 60655-3823
Document Number	2022339184
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10550 S HARDING AVE CHICAGO IL 606553823, CHICAGO, IL 60655-3823

Mortgage

Document Number	2022339184
Date	Aug 10, 2020
Instrument	22339184

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 9, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10550 S HARDING AVE, CHICAGO, IL 60655-3823
Document Number	1931708155
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10550 S HARDING AVE CHICAGO IL 606553823, CHICAGO, IL 60655-3823

Mortgage

Document Number	1931708155
Date	Nov 13, 2019
Instrument	31708155

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 12, 2039

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,673 Land $5,828 Building $17,845	$236,730 Land $58,280 Building $178,450
2023	$3,303.00 (-45.87%)
2022	$6,102.00 (+1.99%)	$33,000 (-) Land $4,662 Building $28,338	$330,000 (-) Land $46,620 Building $283,380
2021	$5,983.00 Homeowner's exemption	$33,000 Land $4,662 Building $28,338	$330,000 Land $46,620 Building $283,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10550 S Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10550 S Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 986 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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