Wapello County property record for 10550 Rutledge Rd, Ottumwa, IA 52501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,982 sqft · built 2022 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $208,500 (Sep 2022) |
| Tax Bill | $6,538 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007071310044000 |
| Primary APN | 007071310044000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,982 sqft Living Area |
| 1st Floor Area | 2,383 sqft |
| Attic | Attic |
| Attic Area | 1,311 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 10550 RUTLEDGE RD |
|---|---|
| City | OTTUMWA |
| State | IA |
| Zip | 52501-8995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A.L.4 SW NW (10550 RUTLEDGE RD) |
| Legal Range | 14W |
| Legal Township | 72N |
| Legal Section | 13 |
| Jurisdiction | WAPELLO IA |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 960300 |
Source: Wapello County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10550 RUTLEDGE RD, OTTUMWA, IA 52501-8995 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on Record |
| Deed Sale | Sep 7, 2022 · Amount on Record |
| Deed Document Number | 20223775 |
| Deed Book / Page | 2022 / 3775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAPELLO IA |
| Property Address | 10550 RUTLEDGE RD, OTTUMWA, IA 52501-8995 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02022/3776 |
|---|---|
| Date | Sep 7, 2022 |
| Book Page | 2022/3776 |
| Instrument | 2022 3776 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 30, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Wapello County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Wapello County |
| Unified School District | Ottumwa Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,538.00 (+109.15%) | $521,520 (-) Land $28,320 Building $493,200 | $521,520 (-) Land $28,320 Building $493,200 |
| 2025 | $521,520 (+1,379.91%) Land $28,320 Building $493,200 | $521,520 (+1,379.91%) Land $28,320 Building $493,200 | |
| 2024 | $3,126.00 (+11,923.08%) | ||
| 2023 | $35,240 (+3,103.64%) Land $25,740 Building $9,500 | $35,240 (+3,103.64%) Land $25,740 Building $9,500 | |
| 2022 | $26.00 | $1,100 Land $1,100 | |
| 2021 | $1,100 Land $1,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 85% of Iowa |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCG Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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