Hennepin County property record for 10550 French Lake Rd, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1947 |
| Lot Size | 4.71 acres (205,603 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $109,674 (Jan 2017) |
| Tax Bill | $6,663 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jan 2017 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 24-120-22-24-0002 |
| Primary APN | 24-120-22-24-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,088 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 205,603 sqft |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 450 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 10550 FRENCH LAKE RD |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED 24 120 22 THAT PART OF THE S 1000 FT OF W 1/2 OF E 1/2 OF NW 1/4 LYING E OF W 435 FT THEREOF EX ROAD IRREGULAR |
| Legal Range | 22 |
| Legal Township | 120 |
| Legal Section | 24 |
| Legal Quarter | 24 |
| Legal Subdivision | UNPLATTED 24 120 22 |
| Legal Block | 3 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 26903 |
10550 French Lake Rd is owned and occupied by two individuals who bought it in January 2017.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10550 FRENCH LAKE RD, CHAMPLIN, MN 55316-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE AREA MTG |
| Jan 20, 2017 | Grant Deed, Transfer TITLE WERKS LLC |
| Jan 20, 2017 | Grant Deed, Transfer TITLE WERKS LLC |
| Jan 20, 2017 | Grant Deed, Transfer BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2017 · Amount on File |
| Deed Sale | Jan 20, 2017 · Amount on File |
| Prior Sale | Jan 20, 2017 · Amount on File |
| Deed Document Number | 20175417857 |
| Prior Transfer Date | Jan 9, 2017 |
| Prior Transfer Doc | 0005417857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 10550 FRENCH LAKE RD, CHAMPLIN, MN 55316-1137 |
| Document Number | 0005707342 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | TITLE ONE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10550 FRENCH LAKE RD CHAMPLIN MN 553161137, CHAMPLIN, MN 55316-1137 |
| Document Number | 0005707342 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 5707342 |
| Name | LAKE AREA MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 11, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jan 20, 2017 |
| Property Address | 10550 FRENCH LAKE RD, CHAMPLIN, MN 55316-1137 |
| Document Number | 0005417855 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 5417855 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Title Company | TITLE WERKS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $199.75 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10550 FRENCH LAKE RD CHAMPLIN MN 553161137, CHAMPLIN, MN 55316-1137 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jan 20, 2017 |
| Property Address | 10550 FRENCH LAKE RD, CHAMPLIN, MN 55316-1137 |
| Document Number | 0005417856 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 5417856 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Title Company | TITLE WERKS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $199.75 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10550 FRENCH LAKE RD CHAMPLIN MN 553161137, CHAMPLIN, MN 55316-1137 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jan 20, 2017 |
| Property Address | 10550 FRENCH LAKE RD, CHAMPLIN, MN 55316-1137 |
| Document Number | 0005417857 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 5417857 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Title Company | TITLE WERKS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.89 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10550 FRENCH LAKE RD CHAMPLIN MN 553161137, CHAMPLIN, MN 55316-1137 |
| Document Number | 5417858 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 5417858 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2047 |
The 2025 property tax bill for 10550 French Lake Rd was $6,663 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,663.00 | $438,600 Land $268,800 Building $169,800 | $438,600 Land $268,800 Building $169,800 |
| 2023 | $5,620.00 Homeowner's exemption | ||
| 2022 | $381,000 Land $222,000 Building $159,000 | $381,000 Land $222,000 Building $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10550 French Lake Rd in Zone X, an area of moderate flood risk, though there have been 8 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1984–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10550 French Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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