10550 FM 1972, Gilmer, TX 75645 Property Records

Upshur County property record for 10550 FM 1972, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	2,716 sqft · built 1975
Lot Size	8.36 acres (364,510 sqft)
Owner	Individual Name on Record
Tax Bill	$5,237 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`121U-S06-000-013-3`

Property Details

APN / Parcel Number

Primary APN	`121U-S06-000-013-3`
Alternative APN	`65093401`

Interior

Building Area	2,716 sqft Living Area
1st Floor Area	1,773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	364,510 sqft (8.36 acres)
Garage Type	Carport
Garage Area	703 sqft
Carport	Carport
Carport Area	703 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	121U-S06-000-013-3
Street Address	10550 FM 1972
City	GILMER
State	TX
Zip	75645-8304
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A121 DUNN, JAMES M,TRACT 13-3, 8.368 ACRES & HOUSE
Legal Subdivision	JAMES M DUNN SURVEY ABSTRACT #121
Legal Tract	3-13
Jurisdiction	UPSHUR TX
Township / Civil Division	ORE CITY
Census Block Group	3
Census Block	3017
Census Tract	950102

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10550 FM 1972, GILMER, TX 75645-8304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS BANK AND TRUST CO
Apr 12, 2017	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019
Deed Sale	Mar 27, 2019
Deed Document Number	20192101
Prior Transfer Date	Apr 11, 2017
Prior Transfer Doc	001301/117
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	10550 FM 1972, GILMER, TX 75645-8304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901175
Date	Feb 19, 2019
Instrument	201901175

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Address	LONGVIEW, TX 75601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 4, 2029

April 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	UPSHUR TX
Recording Date	Apr 12, 2017
Property Address	10550 FM 1972, GILMER, TX 75645-8304
Document Number	1301/117
Book / Page	1301 / 117
Map Reference	MB432 PG886
Instrument Date	Apr 11, 2017
Instrument	201702321
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10530 FM 1972, 10530, GILMER, TX 75645-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10550 FM 1972, GILMER, TX 75645-8304

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	New Diana Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,237.00 (+56.42%) Homeowner's exemption	$275,500 (-2.18%) Land $133,400 Building $142,100	$275,500 (-2.18%) Land $133,400 Building $142,100
2025	$3,348.00 (+20.13%) Homeowner's exemption	$281,640 (-4.58%) Land $133,970 Building $147,670	$281,640 (-4.58%) Land $133,970 Building $147,670
2023		$295,160 Land $140,910 Building $154,250	$295,160 Land $140,910 Building $154,250
2022	$2,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIANA SUD serves 7,953 people · EPA ID TX2300006
Water Source	Purchased surface water from NORTHEAST TEXAS MWD
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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