10550 Etheridge Rd, Pensacola, FL 32507 Property Records

Escambia County property record for 10550 Etheridge Rd, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,460 sqft · built 1984
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Dec 1998)
Tax Bill	$743 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-3S-31-5102-000-002`

Property Details

APN / Parcel Number

Primary APN	`13-3S-31-5102-000-002`
Alternative APN	`101783200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,460 sqft Living Area
1st Floor Area	2,256 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	75,359 sqft (1.73 acres)
Garage Area	735 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	114 sqft
Patio Area	54 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	101783200
Street Address	10550 ETHERIDGE RD
City	PENSACOLA
State	FL
Zip	32507-8667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	S 1/2 OF N 1/2 OF S 1/2 OF OF NW 1/4 OF LT 5 LESS S 135 FT OF W 243 FT OR 4345 P 26 OR 6976 P 229 LESS W 33 FT FOR RD R/W
Legal Range	31W
Legal Township	03S
Legal Section	13
Legal Subdivision	SUBDIVISION NUMBER: 5102
Legal Block	2
Legal Lot Number	5
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1001
Census Tract	2607

Owner

10550 Etheridge Rd is owned and occupied by two individuals who acquired it in March 2026.

Source: Escambia County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10550 ETHERIDGE RD, PENSACOLA, FL 32507-8667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 1998 · Amount on File
Deed Sale	Dec 8, 1998 · Amount on File
Deed Book / Page	4345 / 26
Last Transfer Date	Mar 12, 2026
Transfer Doc	0094820951
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 24, 2026
Property Address	10550 ETHERIDGE RD, PENSACOLA, FL 32507-8667
Document Number	0094820951
Book / Page	9482 / 951
Instrument Date	Mar 12, 2026
Instrument	202632052
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10550 ETHERIDGE RD, PENSACOLA, FL 32507-8667
Investor	Possibly a Property Investor

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 24, 2026
Property Address	10550 ETHERIDGE RD, PENSACOLA, FL 32507-8667
Document Number	0000032052
Book / Page	9482 / 951
Instrument Date	Mar 12, 2026
Instrument	2026.32052
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10550 ETHERIDGE RD, PENSACOLA, FL 32507-8667

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	10550 ETHERIDGE RD, PENSACOLA, FL 32507-8667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10550 ETHERIDGE RD 5, 5, PENSACOLA, FL 32507-8600

Mortgage

Document Number	0084480923
Date	Jan 21, 2021
Book Page	8448/923
Instrument	2021007198

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10550 Etheridge Rd was $743 with exemptions applied, up 29.2% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00 (+29.22%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$126,096	$237,671 Land $60,550 Building $177,121
2024	$575.00 (-50.77%)
2023	$1,168.00 (+3%) Homeowner's exemption	$118,974 (+3%)	$198,009 (+8.55%) Land $29,410 Building $168,599
2022	$1,134.00 Homeowner's exemption	$115,509	$182,411 Land $29,410 Building $153,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10550 Etheridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 329 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 in force
Nearby Flood Claims	18 (2004–2020)
Claims Outside the SFHA	17 of 18
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10550 Etheridge Rd is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEOPLES WATER SERVICE COMPANY public/private · serves 24,806 people · EPA ID FL1170527
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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