Hamilton County property record for 10550 Deerfield Rd, Cincinnati, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,395 sqft · built 2016 |
| Lot Size | 0.571 acres (24,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,505,000 (Oct 2025) |
| Tax Bill | $20,070 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0017-0080-00 |
| Primary APN | 603-0017-0080-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,395 sqft Living Area |
| 1st Floor Area | 1,598 sqft |
| 2nd Floor Area | 1,797 sqft |
| Basement Area | 1,598 sqft |
| Finished Basement | 1,327 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 24,916 sqft (0.571 acres) |
| Lot Dimensions | 190 ft deep x 180 ft wide |
| Garage Type | Attached |
| Garage Area | 1,005 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10550 DEERFIELD RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45242-4312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERFIELD RD R1-T4-S5 SW 180.92 X 190.73 IRR |
| Legal Range | 01 |
| Legal Township | 04 |
| Legal Section | 05 |
| Legal Subdivision | PAUL V POOLES SUB |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23901 |
10550 Deerfield Rd is owned and occupied by an individual who bought it in October 2025.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10550 DEERFIELD RD, CINCINNATI, OH 45242-4312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Deed of Trust, Mortgage CF BANK |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CF BANK |
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit CF BANK |
| Oct 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage OPUS HOME LOANS INC |
| Oct 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage CF BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on File |
| Deed Sale | Oct 20, 2025 · Amount on File |
| Prior Sale | Oct 11, 2019 · Amount on File |
| Deed Document Number | 0000081307 |
| Deed Book / Page | 15525 / 946 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10550 DEERFIELD RD, CINCINNATI, OH 45242-4312 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000093557 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 14765/772 |
| Instrument | 2022-0093557 |
| Name | CF BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43085 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10550 DEERFIELD RD, CINCINNATI, OH 45242-4312 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000084300 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 14456/1969 |
| Instrument | 2021-0084300 |
| Name | CF BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10550 DEERFIELD RD, CINCINNATI, OH 45242-4312 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000071901 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 15502/328 |
| Instrument | 2025-0071901 |
| Name | CF BANK |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Jun 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 20, 2025 |
| Property Address | 10550 DEERFIELD RD, CINCINNATI, OH 45242-4312 |
| Document Number | 0000081307 |
| Book / Page | 15525 / 946 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025-0081307 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10550 DEERFIELD RD, CINCINNATI, OH 45242-4312 |
| Document Number | 0000081308 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025-0081308 |
| Name | OPUS HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 11, 2019 |
| Property Address | 10550 DEERFIELD RD, CINCINNATI, OH 45242-4312 |
| Document Number | 0000088749 |
| Book / Page | 14021 / 01926 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 2019-0088749 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10550 DEERFIELD RD, CINCINNATI, OH 45242-4312 |
| Document Number | 0000088750 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019-0088750 |
| Name | CF BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.99% |
| Index | 1-Year LIBOR |
| Max Rate | 7.99% |
The 2025 property tax bill for 10550 Deerfield Rd was $20,070, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,070.00 (+2.38%) | $392,354 (-) Land $45,871 Building $346,483 | |
| 2024 | $19,604.00 (-0.56%) | $392,354 (-) Land $45,871 Building $346,483 | |
| 2023 | $19,715.00 (-8.33%) | $392,354 (+9.9%) Land $45,871 Building $346,483 | $1,121,010 Land $131,060 Building $989,950 |
| 2022 | $21,507.00 Homeowner's exemption | $357,000 Land $61,285 Building $295,715 | |
| 2020 | $1,020,000 Land $175,100 Building $844,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10550 Deerfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10550 Deerfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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