Polk County property record for 10550 Clark St, Clive, IA 50325
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,258 sqft · built 1984 |
| Lot Size | 0.293 acres (12,774 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Dec 2023) |
| Tax Bill | $5,152 (2024) |
| Deeds & Mortgages | May 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 291/00776-114-000 |
| Primary APN | 291/00776-114-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,258 sqft Living Area |
| Gross Area | 4,090 sqft |
| 1st Floor Area | 1,104 sqft |
| Upper Floors Area | 1,154 sqft |
| Basement Area | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,774 sqft (0.293 acres) |
| Lot Width | 82.8 ft Width |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 10550 CLARK ST |
|---|---|
| City | CLIVE |
| State | IA |
| Zip | 50325-6636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 WALNUT RIDGE CREEK PLT 2 |
| Legal Subdivision | WALNUT RIDGE CREEK PLT 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK IA |
| Township / Civil Division | WALNUT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 11206 |
10550 Clark St is owned and occupied by two individuals who acquired it in May 2025.
Source: Polk County records, as of October 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10550 CLARK ST, CLIVE, IA 50325-6636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Dec 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY 1ST CU |
| Jun 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on File |
| Deed Sale | Dec 15, 2023 · Amount on File |
| Prior Sale | Aug 20, 1999 · Amount on File |
| Deed Document Number | 202366314 |
| Deed Book / Page | 19677 / 752 |
| Last Transfer Date | May 8, 2025 |
| Transfer Doc | 0000026797 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 10550 CLARK ST, CLIVE, IA 50325-6636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10550 CLARK ST, CLIVE, IA 50325-6636 |
| Document Number | 0000026798 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 20135/909 |
| Instrument | 2025-00026798 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 9700 W HIGGINS RD STE 300, ROSEMONT, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | Other |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 15, 2023 |
| Property Address | 10550 CLARK ST, CLIVE, IA 50325-6636 |
| Document Number | 0000066314 |
| Book / Page | 19677 / 752 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2023-00066314 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10550 CLARK ST, CLIVE, IA 50325-6636 |
| Document Number | 0000066315 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023-00066315 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 10550 CLARK ST, CLIVE, IA 50325-6636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020330 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 18020/437 |
| Instrument | 2020-00020330 |
| Name | COMMUNITY 1ST CU |
|---|---|
| Type | Credit Union |
| Address | OTTUMWA, IA 52501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 10550 CLARK ST, CLIVE, IA 50325-6636 |
| Document Number | 0000108877 |
| Book / Page | 016542 / 000802 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 10550 CLARK ST CLIVE IA 503256636, CLIVE, IA 50325-6636 |
| Document Number | 0000108877 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 016542/000802 |
| Instrument | 108877 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | OTTUMWA, IA 52501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 28, 2032 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Clive City |
| County | Polk County |
| Unified School District | West Des Moines Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $391,600 Land $68,100 Building $323,500 | $391,600 Land $68,100 Building $323,500 | |
| 2024 | $5,152.00 | ||
| 2023 | $355,000 Land $61,000 Building $294,000 | $355,000 Land $61,000 Building $294,000 | |
| 2020 | $5,068.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10550 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1990 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10550 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLIVE WATER DEPARTMENT serves 20,277 people · EPA ID IA7720051 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | DES MOINES WATER WORKS |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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